Will I Lose My Home If I Go Bankrupt?

Will I Lose My Home If I Go Bankrupt?

In this video, Richard Killen, a Toronto Licensed Insolvency Trustee answers the question most homeowners ask, which is “Will I lose my home if I go bankrupt or do a consumer proposal?” Because you may have debt problems, you may be concerned with losing your home and most people figure that “if they go bankrupt […]

What assets are you allowed to keep after you go bankrupt?

What assets are you allowed to keep after you go bankrupt?

In this video, Licensed Insolvency Trustee in the GTA area, Richard Killen, talks about the facts and misconceptions when it comes to losing assets in a bankruptcy procedure. Typically, people are scared to lose their important belongings should they undergo bankruptcy. In this video, Richard goes on to clarify that in the most common cases, this […]

Letter from Creditors after Bankruptcy? Call a Licensed Insolvency Trustee

Letter from Creditors after Bankruptcy? Call a Licensed Insolvency Trustee

In this video, Licensed Insolvency Trustee in the GTA area, Richard Killen, talks about what you can and should do when you receive a letter from creditors after bankruptcy. Here’s a few things to keep in mind should this happen to you:  It sometimes happens that after a bankruptcy is finished and you have been […]

It’s that time again: Tips to help make tax time easier

It’s that time again: Tips to help make tax time easier

Filing taxes is a chore that few people enjoy. It can be complicated and difficult at the best of times. Here are some points and suggestions that may ease your pain a bit. If you have filed a bankruptcy then your trustee will be responsible for filing your taxes. Your job is to deliver your […]

Christmas Credit Hangover

Christmas Credit Hangover

In this video, Richard Killen, Licensed Insolvency Trustee based in Toronto talks about buying Christmas gifts on credit cards. It is important to remember that credit card bills don’t take a Christmas holiday. Christmas brings out the “giving” in us, especially when we have children or grandchildren. There is nothing wrong with giving, but remember, […]

Bankruptcy vs Proposal

Bankruptcy vs Proposal

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals.

Administrator’s Report

Administrator’s Report

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals.

Why A Trustee Is Like A Bus Driver?

Why A Trustee Is Like A Bus Driver?

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals.

Walking In The Door

Walking In The Door

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals.

Verifying Statement of Affairs

Verifying Statement of Affairs

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals.

Proposals Explained Pt 1

Proposals Explained Pt 1

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals.

Licensed Insolvency Trustee vs bankruptcy lawyer?

Licensed Insolvency Trustee vs bankruptcy lawyer?

In this video, Licensed Insolvency Trustee Richard Killen discusses the difference between a Licensed Insolvency Trustee and a bankruptcy lawyer.

Declaring Bankruptcy in Oshawa

Declaring Bankruptcy in Oshawa

In this video, Licensed Insolvency Trustee Richard Killen explains how the bankruptcy process works

Richard Explains The Bankruptcy Process

Richard Explains The Bankruptcy Process

Toronto Licensed Insolvency Trustee Richard Killen explains how the bankruptcy process works.

Why Richard Killen & Associates?

Why Richard Killen & Associates?

Toronto Licensed Insolvency Trustee Richard Killen explains why you should consider using his company to help you get out of debt.

Declaring bankruptcy in Toronto

Declaring bankruptcy in Toronto

Licensed Insolvency Trustee Richard Killen explains the process of declaring bankruptcy in Toronto.

Consumer Proposal Explained

Consumer Proposal Explained

Toronto Licensed Insolvency Trustee Richard Killen explains what a consumer proposal is

7 Year Itch

7 Year Itch

Richard Killen Licensed Insolvency Trustee explains the truth about not getting credit for 7 years after going bankrupt.

Alternatives to Bankruptcy

Alternatives to Bankruptcy

Richard Killen Licensed Insolvency Trustee explains that there are four options if you become insolvent.

Instant relief

Instant relief

Richard Killen explains the kind of relief you will feel after just with one visit to Richard Killen & Associates.

The Misconceptions Around Bankruptcy

The Misconceptions Around Bankruptcy

Richard Killen Licensed Insolvency Trustee explains that you will not lose all your assets.

What is the Process?

What is the Process?

Richard Killen talks about what the process is for choosing the best option to resolve your insolvency problems and how individual circumstances will determine the consequences.

Consumer Proposal Explained

Consumer Proposal Explained

Richard Killen Trustee in Bankruptcy explains how a consumer proposal works.

Debt Consolidation Loans

Debt Consolidation Loans

Richard Killen explains how a debt consolidation would be a great first option to consider for debt relief from your creditors.

Informal Arrangements

Informal Arrangements

Richard Killen explains the circumstances around the option of an informal arrangement with your creditors.

Will my Spouse be Affected?

Will my Spouse be Affected?

Richard Killen explains how your spouse may be affected during a bankruptcy.

Will Bankruptcy Affect My Income

Will Bankruptcy Affect My Income

Richard Killen explains how your income may change during a bankruptcy.

Welcome Message From Richard

Welcome Message From Richard

A welcome message from Richard Killen Trustee in bankrupcty and licensed consumer proposal administrator.

How a Co-Signer is Affected

How a Co-Signer is Affected

Richard Killen explains hos a cosigner will be affected during a bankruptcy or proposal.

Can I Still Operate a Business

Can I Still Operate a Business

Richard Killen explains the truth behind your limitations or restrictions during a bankruptcy or consumer proposal.

How Your Credit Rating is Affected

How Your Credit Rating is Affected

Richard Killen talks about how your credit will be affected should you declare bankruptcy.

Bankruptcy Explained

Bankruptcy Explained

Richard Killen Licensed Insolvency Trustee and licensed consumer proposal administrator, talks about the fourth and final option available to you for resolving your financial troubles.

What Happens to Your Assets During a Bankruptcy

What Happens to Your Assets During a Bankruptcy

Richard Killen explains that you may still be able to keep your house and car during a bankruptcy.

Our first tv commercial

Our first tv commercial

This is a look back at one of our first TV commercials. Wow how time flies.

Why Choose Richard Killen & Associates

Why Choose Richard Killen & Associates

Richard Killen explains why you should contact Richard Killen and Associates Ltd if you are having financial difficulties.