Debt collectors can be, uh, zealous in their pursuit of money owed. Stories of daily phone calls, threats, bothering friends and relatives, and late-night contacts abound. In some cases debt collectors have aggressively pursued ridiculously small amounts of money, and even gone after people who owe nothing at all. The point is, there are limits to what these agencies can do to collect cash. In Ontario, the Collections Agencies Act lays out the...