[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/rkillen.ca\/blog\/#Article","mainEntityOfPage":"https:\/\/rkillen.ca\/blog\/","headline":"Blog","name":"Blog","description":"Understanding Voluntary Car Surrender in Canada: What You Need to KnowVoluntary car surrender in Canada in general can be a viable option for individuals facing financial difficulties, or those looking to get rid of a vehicle they no longer need or afford. Owning a car is often perceived as a symbol of independence and convenience, […]","datePublished":"2015-03-02","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/admin\/#Person","name":"admin","url":"https:\/\/rkillen.ca\/author\/admin\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9802e0bea345b33afa85a53646482da09b2d7944429d88b59778b5d3e1c3dd14?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9802e0bea345b33afa85a53646482da09b2d7944429d88b59778b5d3e1c3dd14?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2024\/07\/voluntary-car-surrender-300x200.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2024\/07\/voluntary-car-surrender-300x200.jpg","height":"200","width":"300"},"url":"https:\/\/rkillen.ca\/blog\/","video":[{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q","name":"Do Not Cash IN RRSP's To Pay Taxes Owed In Ontario","description":"https:\/\/rkillen.ca\/consumer-proposal-toronto\/ Hi I\u2019m Richard Killen, you may be like a lot of people who received CERB benefits last year.\n\nYou were surprised to find out how much income tax you owe this year on all those benefits. I\u2019m trying to tell people for quite a while now, that shouldn't be a real problem for you. \n\nGive us a call at Richard Killen and Associates and we'll discuss all the options that you can use to resolve that problem. \n\nIf you\u2019re going through debt problems, call our office at 1 (888) 545-5365\nThis Could Be The Most Stress Relieving Call You\u2019ll Ever Make!\"  \n\nWe have offices over the GTA. 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The relief most people feel is tangible.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_nK1yzM56nIFCGmWO7scxw1pLTW2Z8LVLH_kg8kdbbfw5M=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":25}]]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=9_qFHVSkp_I#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=9_qFHVSkp_I","name":"Do You Owe Taxes Based ON CERB Benefits?","description":"https:\/\/rkillen.ca\/consumer-proposal-toronto\/ Hi I\u2019m Richard Killen, you may be like a lot of people who received CERB benefits last year.\n\nYou were surprised to find out how much income tax you owe this year on all those benefits.\nI\u2019m trying to tell people for quite a while now, that shouldn't be a real problem for you. \n\nGive us a call at Richard Killen and Associates and we'll discuss all the options that you can use to resolve that problem. \n\nIf you\u2019re going through debt problems, call our office at 1 (888) 545-5365\nThis Could Be The Most Stress Relieving Call You\u2019ll Ever Make!\"  \n\nWe have offices over the GTA. Visit https:\/\/rkillen.ca\/book-an-appointment-with-a-licensed-insolvency-trustee\/ for more information.\n\nRichard Killen & Associates Ltd\nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator\n2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada\n\nhttps:\/\/rkillen.ca\/consumer-proposals... \n\nFollow us on Social Media: \nhttps:\/\/www.instagram.com\/killen_trus...\nhttps:\/\/twitter.com\/Killen_Trustee\nhttps:\/\/www.facebook.com\/rkillenassoc...\nhttps:\/\/www.linkedin.com\/company\/rich...\nhttps:\/\/www.linkedin.com\/in\/richard-k...\n\nFollow our Podcast at https:\/\/rkillen.ca\/podcasts\/","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/9_qFHVSkp_I\/default.jpg","https:\/\/i.ytimg.com\/vi\/9_qFHVSkp_I\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/9_qFHVSkp_I\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/9_qFHVSkp_I\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/9_qFHVSkp_I\/maxresdefault.jpg"],"uploadDate":"2021-04-30T15:32:02+00:00","duration":"PT27S","embedUrl":"https:\/\/www.youtube.com\/embed\/9_qFHVSkp_I","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw#Organization","url":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw","name":"Richard Killen & Associates Ltd","description":"Since 1992 we at Richard Killen & Associates have helped thousands of people resolve their financial problems. 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If you were self-employed you got till June 15th but the important thing I want to get\nacross is to get your return filed by the deadline. There are penalties for not doing so. \nYou can avoid all that just by getting it filed even if you can't pay it, get it filed. \n\nIf you\u2019re going through debt problems, call our office at 1 (888) 545-5365\nThis Could Be The Most Stress Relieving Call You\u2019ll Ever Make!\"  \n\nWe have offices over the GTA. 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Liz mentors millennials and empowers them to take control of their finances and live the life they dream about. \n\nSome of the topics they discuss are:\n- From Mexico to Stretching a Dollar\n- Finding the Spark and Working for It\n- Liz' Story: Going from $500 to $8000\n- Using Creative Solutions to Solve Financial Problems\n- Zero Tuition Fund to Graduating Debt-Free\n- Geography and Traveling\n- Investing in Real Estate\n- Ambitious Adulting and Teaching Financial Literacy to Canadian Millennials\n- Budgeting is Always the First Step\n\nListen to The Glass Is Half Full Podcast https:\/\/theglassishalffull.tv\/podcasts\/ \n\nContacts: \nLiz Enriquez\nambitiousadulting@gmail.com\nhttps:\/\/www.ambitiousadulting.com\/\nLiz was born in Mexico and moved to Canada when she was 5 years old. Despite growing up in a low-income household, dropping out of math classes in high school, and living with anxiety, she reached financial security in her 20s. Now she is a mentor who helps Canadian millennials take control of their finances and live the life they dream about.\n\nRichard Killen & Associates Ltd Scarborough West https:\/\/www.g.page\/killenscarboroughwest \nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator \n2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada \nTel: +1 416-285-9511 \nhttps:\/\/rkillen.ca \nPersonal bankruptcies, consumer proposals and debt counselling. Contact us for a fresh start (888) 545-5365 This may be the most stress-relieving call you will ever make! \n\nThe Glass Is Half Full To be a guest on the show, please visit https:\/\/theglassishalffull.tv\/be-a-guest\/.","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/azM_OjOt20s\/default.jpg","https:\/\/i.ytimg.com\/vi\/azM_OjOt20s\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/azM_OjOt20s\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/azM_OjOt20s\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/azM_OjOt20s\/maxresdefault.jpg"],"uploadDate":"2020-05-25T18:24:39+00:00","duration":"PT21M42S","embedUrl":"https:\/\/www.youtube.com\/embed\/azM_OjOt20s","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g#Organization","url":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g","name":"The Glass is Half Full","description":"Richard Killen is a Licensed Insolvency Trustee who has seen first hand many people struggle with debt and the stress that financial problems generate. 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Dawn is the best selling author of three books which have been translated into French, Spanish and Hindi. She's a mentor, a music performer, and a transformational leader. She provides people with the tools and inspiration to shift the reality of their inner and outer wealth. Hosted by Richard Killen, a Toronto Licensed Insolvency Trustee and author of the book \"The Glass Is Half Full\".  \n\nSome of the topics they discuss are:\n- Her near death Experience and how she went from six figures to zero in 72 hours\n- What is Vibrational Frequencies\n- What Happens When You Spend More Than You Receive\n- Living a High Vibration Life\n- Shopping on Autopilot\n- All You Need is Within You\n\nListen to The Glass Is Half Full Podcast https:\/\/theglassishalffull.tv\/podcasts\/ \n\nContacts: \nDawn James\nhttps:\/\/raisethevibration.ca\/ \nShe lived, she died, she awakened! After a spiritual awakening and series of spiritual events in 2003, Dawn became a writer and sound healer. Since her 'wake up' call she has dedicated her life to teaching others how to raise their consciousness and understand and enhance personal vibrational frequency for overall health and well-being.\n\nRichard Killen & Associates Ltd Scarborough West https:\/\/www.g.page\/killenscarboroughwest \nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator \n2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada \nTel: +1 416-285-9511 \nhttps:\/\/rkillen.ca \nPersonal bankruptcies, consumer proposals and debt counselling. 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