[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/rkillen.ca\/blog\/#Article","mainEntityOfPage":"https:\/\/rkillen.ca\/blog\/","headline":"Blog","name":"Blog","description":"More Ways to Cut Spending During the COVID-19 LockdownAs you go through this COVID-19 emergency, you\u2019ve probably already trimmed your budget and cut spending to the bone in an effort to save money and stretch that much needed dollar. You\u2019ve probably already done some of these: Deferred mortgage and credit card debt payments...Best and Worst [&hellip;]","datePublished":"2015-03-02","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/admin\/#Person","name":"admin","url":"https:\/\/rkillen.ca\/author\/admin\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9802e0bea345b33afa85a53646482da09b2d7944429d88b59778b5d3e1c3dd14?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9802e0bea345b33afa85a53646482da09b2d7944429d88b59778b5d3e1c3dd14?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2020\/05\/stay-at-home-300x169.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2020\/05\/stay-at-home-300x169.png","height":"169","width":"300"},"url":"https:\/\/rkillen.ca\/blog\/","video":[{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=gwG1E2qmAT0#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=gwG1E2qmAT0","name":"Financial Literacy : Understanding the Financial Products You are Buying with John Shmuel","description":"This episode is about financial literacy: understanding the financial products you are buying.\n\nMy guest today is John Shmuel. He is the Director of Content Strategy for LowestRates.ca. Before joining the team, he spent seven years covering investing and economics for the National Post. His reporting has taken him around the world \u2014 from a lobster fishing boat on the Bay of Fundy to a robot fitness class in Tokyo. Hosted by Richard Killen, a Toronto Licensed Insolvency Trustee and author of the book \"The Glass Is Half Full\".  \n\nSome of the topics they discuss are:\n+Understanding the Financial Products You are Buying\n+Why Insurance Shouldn't Be at the Bottom of Your List\n+Broker or Insurance Company: What Should You Choose?\n+How to Shop for Mortgages\n+Comparing Your Options before Making Your Buying Decision\n\nListen to The Glass Is Half Full Podcast https:\/\/theglassishalffull.tv\/podcasts\/\n\nContacts: \nJohn Shmuel\njohn@lowestrates.ca\nhttps:\/\/www.lowestrates.ca\/\n\nJohn Shmuel is a veteran journalist and Director at LowestRates.ca, a fintech company helping Canadians save money on financial products.\n\nRichard Killen & Associates Ltd Scarborough West https:\/\/www.g.page\/killenscarboroughwest \nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator \n2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada \nTel: +1 416-285-9511 \nhttps:\/\/rkillen.ca \n\nPersonal bankruptcies, consumer proposals and debt counselling. Contact us for a fresh start (888) 545-5365 This may be the most stress-relieving call you will ever make! 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Tracy came into this world riddled with physical ailments and disease. She was kidnapped as a child and came from a poor family. She is now a successful leader and pioneer in the field of Body Regeneration. Hosted by Richard Killen, a Toronto Licensed Insolvency Trustee and author of the book \"The Glass Is Half Full\".  \n\nSome of the topics they discuss are:\nHer story and how she overcame the challenges life threw at her.\nShifting Your Perception & Relationship with Money\nHow Long Will It Take To Go From Broke To Success?\nHow Commitment Is The Key To A Better Life.\nHow To Start Making A Change In Your Life.\nResources For Further Information\n\nListen to The Glass Is Half Full Podcast https:\/\/theglassishalffull.tv\/podcasts\/ \nContacts: \nTracy L Clark\ncontact@tracylclark.com\nhttps:\/\/tracylclark.com \n \nTracy teaches people how to unleash the superpower within themselves. She teaches what the \u201cWhispers of the Body\u201d are telling you so you can fall in love with your life. Tracy holds many transformational events both in the Toronto area and online.\n\nRichard Killen & Associates Ltd Scarborough West https:\/\/www.g.page\/killenscarboroughwest \nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator \n2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada \nTel: +1 416-285-9511 \nhttps:\/\/rkillen.ca \n\nPersonal bankruptcies, consumer proposals and debt counselling. Contact us for a fresh start (888) 545-5365 This may be the most stress-relieving call you will ever make! 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