{"@context":"https:\/\/schema.org\/","@type":"CollectionPage","@id":"https:\/\/rkillen.ca\/category\/bankruptcy\/#CollectionPage","headline":"Bankruptcy Category","description":"","url":"https:\/\/rkillen.ca\/category\/bankruptcy\/","hasPart":[{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/understanding-consumer-proposal-vs-bankruptcy-for-tax-debt\/","headline":"Understanding Consumer Proposal vs Bankruptcy for Tax Debt","url":"https:\/\/rkillen.ca\/understanding-consumer-proposal-vs-bankruptcy-for-tax-debt\/","datePublished":"2026-04-28","dateModified":"2026-04-16","mainEntityOfPage":"https:\/\/rkillen.ca\/understanding-consumer-proposal-vs-bankruptcy-for-tax-debt\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/04\/Consumer-Proposal-vs-Bankruptcy-for-Tax-Debt.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/04\/Consumer-Proposal-vs-Bankruptcy-for-Tax-Debt.jpg","height":1000,"width":1499},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/how-to-handle-lingering-holiday-credit-card-debt-what-to-do-before-it-gets-worse\/","headline":"How to Handle Lingering Holiday Credit Card Debt &#8211; What to Do Before It Gets Worse","url":"https:\/\/rkillen.ca\/how-to-handle-lingering-holiday-credit-card-debt-what-to-do-before-it-gets-worse\/","datePublished":"2026-01-27","dateModified":"2025-12-17","mainEntityOfPage":"https:\/\/rkillen.ca\/how-to-handle-lingering-holiday-credit-card-debt-what-to-do-before-it-gets-worse\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/12\/How-to-Handle-Lingering-Holiday-Credit-Card-Debt.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/12\/How-to-Handle-Lingering-Holiday-Credit-Card-Debt.jpg","height":1000,"width":1499},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/holiday-debt-relief-tips-to-kickstart-2026-right\/","headline":"Holiday Debt Relief Tips to Kickstart 2026 Right","url":"https:\/\/rkillen.ca\/holiday-debt-relief-tips-to-kickstart-2026-right\/","datePublished":"2026-01-20","dateModified":"2026-01-20","mainEntityOfPage":"https:\/\/rkillen.ca\/holiday-debt-relief-tips-to-kickstart-2026-right\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/12\/Kickstart-2026-Right.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/12\/Kickstart-2026-Right.jpg","height":1000,"width":1439},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/january-debt-solutions-your-fresh-start-begins-now\/","headline":"January Debt Solutions: Your Fresh Start Begins Now","url":"https:\/\/rkillen.ca\/january-debt-solutions-your-fresh-start-begins-now\/","datePublished":"2026-01-13","dateModified":"2025-12-17","mainEntityOfPage":"https:\/\/rkillen.ca\/january-debt-solutions-your-fresh-start-begins-now\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/12\/Your-Fresh-Start-Begins-Now.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/12\/Your-Fresh-Start-Begins-Now.jpg","height":1000,"width":1499},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/holiday-debt-relief-ontario-where-to-get-help-now\/","headline":"Holiday Debt Relief Ontario: Where to Get Help Now","url":"https:\/\/rkillen.ca\/holiday-debt-relief-ontario-where-to-get-help-now\/","datePublished":"2026-01-06","dateModified":"2025-12-17","mainEntityOfPage":"https:\/\/rkillen.ca\/holiday-debt-relief-ontario-where-to-get-help-now\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/12\/Holiday-Debt-Relief.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/12\/Holiday-Debt-Relief.jpg","height":1000,"width":1497},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/is-holiday-credit-card-debt-pushing-you-over-the-limit\/","headline":"Is Holiday Credit Card Debt Pushing You Over the Limit?","url":"https:\/\/rkillen.ca\/is-holiday-credit-card-debt-pushing-you-over-the-limit\/","datePublished":"2025-12-16","dateModified":"2025-11-24","mainEntityOfPage":"https:\/\/rkillen.ca\/is-holiday-credit-card-debt-pushing-you-over-the-limit\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/11\/Holiday-credit-card-debt.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/11\/Holiday-credit-card-debt.jpg","height":1000,"width":1497},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/when-holiday-loan-debt-turns-into-long-term-trouble\/","headline":"When Holiday Loan Debt Turns Into Long-Term Trouble","url":"https:\/\/rkillen.ca\/when-holiday-loan-debt-turns-into-long-term-trouble\/","datePublished":"2025-12-09","dateModified":"2025-11-24","mainEntityOfPage":"https:\/\/rkillen.ca\/when-holiday-loan-debt-turns-into-long-term-trouble\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/11\/Holiday-Loan-Debt.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/11\/Holiday-Loan-Debt.jpg","height":1000,"width":1412},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/how-to-talk-to-a-licensed-insolvency-trustee-in-ontario-about-credit-card-debt\/","headline":"How to Talk to a Licensed Insolvency Trustee in Ontario About Credit Card Debt","url":"https:\/\/rkillen.ca\/how-to-talk-to-a-licensed-insolvency-trustee-in-ontario-about-credit-card-debt\/","datePublished":"2025-11-24","dateModified":"2025-11-24","mainEntityOfPage":"https:\/\/rkillen.ca\/how-to-talk-to-a-licensed-insolvency-trustee-in-ontario-about-credit-card-debt\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/11\/Credit-Card-Help.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/11\/Credit-Card-Help.jpg","height":1000,"width":1499},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/why-young-adults-are-filing-for-bankruptcy-in-ontario\/","headline":"Why Young Adults Are Filing for Bankruptcy in Ontario","url":"https:\/\/rkillen.ca\/why-young-adults-are-filing-for-bankruptcy-in-ontario\/","datePublished":"2025-10-28","dateModified":"2025-10-15","mainEntityOfPage":"https:\/\/rkillen.ca\/why-young-adults-are-filing-for-bankruptcy-in-ontario\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/10\/Why-Young-Adults-Are-Filing-for-Bankruptcy.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/10\/Why-Young-Adults-Are-Filing-for-Bankruptcy.jpg","height":667,"width":1000},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/student-loan-debt-in-ontario-what-grads-need-to-know\/","headline":"Student Loan Debt in Ontario: What Grads Need To Know","url":"https:\/\/rkillen.ca\/student-loan-debt-in-ontario-what-grads-need-to-know\/","datePublished":"2025-10-21","dateModified":"2025-10-15","mainEntityOfPage":"https:\/\/rkillen.ca\/student-loan-debt-in-ontario-what-grads-need-to-know\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/10\/Student-Loan-Debt-in-Ontario.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2025\/10\/Student-Loan-Debt-in-Ontario.jpg","height":667,"width":1000},"keywords":null}]}