{"@context":"https:\/\/schema.org\/","@type":"CollectionPage","@id":"https:\/\/rkillen.ca\/category\/debt\/#CollectionPage","headline":"Debt Category","description":"","url":"https:\/\/rkillen.ca\/category\/debt\/","hasPart":[{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/are-you-managing-debt-or-just-surviving-it-10-warning-signs-its-time-to-seek-debt-relief-solutions-in-the-gta\/","headline":"Are You Managing Debt or Just Surviving It? 10 Warning Signs It\u2019s Time to Seek Debt Relief Solutions in the GTA","url":"https:\/\/rkillen.ca\/are-you-managing-debt-or-just-surviving-it-10-warning-signs-its-time-to-seek-debt-relief-solutions-in-the-gta\/","datePublished":"2026-09-29","dateModified":"2026-09-15","mainEntityOfPage":"https:\/\/rkillen.ca\/are-you-managing-debt-or-just-surviving-it-10-warning-signs-its-time-to-seek-debt-relief-solutions-in-the-gta\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/09\/debt-relief-solutions-GTA.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/09\/debt-relief-solutions-GTA.jpg","height":667,"width":1000},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/back-to-school-expenses-are-adding-up-how-to-prepare-without-going-into-debt-help-ontario\/","headline":"Back-to-School Expenses Are Adding Up: How to Prepare Without Going Into Debt Help Ontario","url":"https:\/\/rkillen.ca\/back-to-school-expenses-are-adding-up-how-to-prepare-without-going-into-debt-help-ontario\/","datePublished":"2026-09-15","dateModified":"2026-09-01","mainEntityOfPage":"https:\/\/rkillen.ca\/back-to-school-expenses-are-adding-up-how-to-prepare-without-going-into-debt-help-ontario\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/09\/Back-to-School-Expenses.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/09\/Back-to-School-Expenses.jpg","height":1000,"width":1333},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/how-to-tell-if-your-summer-debt-requires-a-consumer-proposal-gta-or-just-a-better-budget\/","headline":"How to Tell If Your Summer Debt Requires a Consumer Proposal GTA or Just a Better Budget","url":"https:\/\/rkillen.ca\/how-to-tell-if-your-summer-debt-requires-a-consumer-proposal-gta-or-just-a-better-budget\/","datePublished":"2026-09-08","dateModified":"2026-09-01","mainEntityOfPage":"https:\/\/rkillen.ca\/how-to-tell-if-your-summer-debt-requires-a-consumer-proposal-gta-or-just-a-better-budget\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/09\/The-Iceberg-Effect.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/09\/The-Iceberg-Effect.jpg","height":1000,"width":1499},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/how-the-cost-of-living-in-canada-is-reshaping-family-finances-and-paths-to-debt-relief\/","headline":"How the Cost of Living in Canada Is Reshaping Family Finances \u2014 and Paths to Debt Relief","url":"https:\/\/rkillen.ca\/how-the-cost-of-living-in-canada-is-reshaping-family-finances-and-paths-to-debt-relief\/","datePublished":"2026-09-01","dateModified":"2026-08-28","mainEntityOfPage":"https:\/\/rkillen.ca\/how-the-cost-of-living-in-canada-is-reshaping-family-finances-and-paths-to-debt-relief\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/08\/Rising-Cost-of-Living-Canada.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/08\/Rising-Cost-of-Living-Canada.jpg","height":1000,"width":1499},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/debt-repayment-vs-vacation-how-to-balance-fun-and-financial-freedom\/","headline":"Debt Repayment vs Vacation: How to Balance Fun and Financial Freedom","url":"https:\/\/rkillen.ca\/debt-repayment-vs-vacation-how-to-balance-fun-and-financial-freedom\/","datePublished":"2026-07-07","dateModified":"2026-05-26","mainEntityOfPage":"https:\/\/rkillen.ca\/debt-repayment-vs-vacation-how-to-balance-fun-and-financial-freedom\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/06\/Balancing-Fun-and-Financial-Freedom.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/06\/Balancing-Fun-and-Financial-Freedom.jpg","height":1000,"width":1250},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/job-loss-debt-in-canada-how-a-licensed-insolvency-trustee-can-help-you-regain-control\/","headline":"Job Loss & Debt in Canada: How a Licensed Insolvency Trustee Can Help You Regain Control","url":"https:\/\/rkillen.ca\/job-loss-debt-in-canada-how-a-licensed-insolvency-trustee-can-help-you-regain-control\/","datePublished":"2026-06-30","dateModified":"2026-05-26","mainEntityOfPage":"https:\/\/rkillen.ca\/job-loss-debt-in-canada-how-a-licensed-insolvency-trustee-can-help-you-regain-control\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/06\/Job-Loss-Debt-in-Canada.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/06\/Job-Loss-Debt-in-Canada.jpg","height":791,"width":1500},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/summer-vacation-on-credit-what-a-licensed-insolvency-trustee-wants-you-to-know-about-vacation-debt-in-canada\/","headline":"Summer Vacation on Credit? What a Licensed Insolvency Trustee Wants You to Know About Vacation Debt in Canada","url":"https:\/\/rkillen.ca\/summer-vacation-on-credit-what-a-licensed-insolvency-trustee-wants-you-to-know-about-vacation-debt-in-canada\/","datePublished":"2026-06-16","dateModified":"2026-05-18","mainEntityOfPage":"https:\/\/rkillen.ca\/summer-vacation-on-credit-what-a-licensed-insolvency-trustee-wants-you-to-know-about-vacation-debt-in-canada\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/05\/vacation-debt-in-Canada.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/05\/vacation-debt-in-Canada.jpg","height":1000,"width":1499},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/the-canada-groceries-and-essentials-benefit-2026-what-it-means-for-your-budget-and-debt\/","headline":"The Canada Groceries and Essentials Benefit 2026: What It Means for Your Budget and Debt","url":"https:\/\/rkillen.ca\/the-canada-groceries-and-essentials-benefit-2026-what-it-means-for-your-budget-and-debt\/","datePublished":"2026-06-09","dateModified":"2026-05-18","mainEntityOfPage":"https:\/\/rkillen.ca\/the-canada-groceries-and-essentials-benefit-2026-what-it-means-for-your-budget-and-debt\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/05\/Canada-Groceries-and-Essentials-Benefit-2026-and-Debt.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/05\/Canada-Groceries-and-Essentials-Benefit-2026-and-Debt.jpg","height":1000,"width":1499},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/is-it-too-late-to-fix-debt-before-tax-deadline\/","headline":"Is It Too Late to Fix Debt Before Tax Deadline?","url":"https:\/\/rkillen.ca\/is-it-too-late-to-fix-debt-before-tax-deadline\/","datePublished":"2026-05-12","dateModified":"2026-04-16","mainEntityOfPage":"https:\/\/rkillen.ca\/is-it-too-late-to-fix-debt-before-tax-deadline\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/04\/Fix-Debt-Before-Tax-Deadline.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/04\/Fix-Debt-Before-Tax-Deadline.jpg","height":1000,"width":1499},"keywords":null},{"@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/should-you-use-tax-refund-to-pay-off-credit-card-debt\/","headline":"Should You Use Tax Refund to Pay Off Credit Card Debt?","url":"https:\/\/rkillen.ca\/should-you-use-tax-refund-to-pay-off-credit-card-debt\/","datePublished":"2026-05-05","dateModified":"2026-04-16","mainEntityOfPage":"https:\/\/rkillen.ca\/should-you-use-tax-refund-to-pay-off-credit-card-debt\/","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adrian\/#Person","name":"Adrian","url":"https:\/\/rkillen.ca\/author\/adrian\/","identifier":11,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c9d81e4aa2dc5936e06b9059fd4e195f1f91bcd60ccfc5e28f98dd86bae8b8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/04\/Use-Tax-Refund-to-Pay-Off-Credit-Card-Debt.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/04\/Use-Tax-Refund-to-Pay-Off-Credit-Card-Debt.jpg","height":1000,"width":1499},"keywords":null}]}