[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/rkillen.ca\/consumer-proposals-and-bankruptcy-trustee-in-brampton\/#Article","mainEntityOfPage":"https:\/\/rkillen.ca\/consumer-proposals-and-bankruptcy-trustee-in-brampton\/","headline":"Brampton Licensed Insolvency Trustee","name":"Brampton Licensed Insolvency Trustee","description":"[vc_row equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1629293198665{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-image: url(https:\/\/rkillen.ca\/wp-content\/uploads\/2021\/08\/Brampton-Licensed-Insolvency-Trustee.jpg?id=12662) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1628498653621{padding-top: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Licensed Insolvency Trustee in Brampton, Ontario for Debt Relief Solutions&#8221; font_container=&#8221;tag:h1|font_size:35px|text_align:left|color:%23ffffff&#8221; google_fonts=&#8221;font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;h1t&#8221;][vc_column_text css=&#8221;.vc_custom_1629799544588{margin-bottom: 10px !important;}&#8221;]Richard Killen &amp; Associates is a Licensed Insolvency Trustee in Brampton, which offers debt relief [&hellip;]","datePublished":"2021-08-18","dateModified":"2023-11-10","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2020\/07\/getting-a-mortgage-after-a-consu.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2020\/07\/getting-a-mortgage-after-a-consu.jpg","width":100,"height":100},"url":"https:\/\/rkillen.ca\/consumer-proposals-and-bankruptcy-trustee-in-brampton\/","video":{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=anpOJ-c6rTU#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=anpOJ-c6rTU","name":"Obtain A Consumer Proposal in Brampton through a Licensed Insolvency Trustee","description":"https:\/\/www.g.page\/richard-killen-brampton This to the point video provides you with a short summary of a consumer proposal for anyone in Brampton, Woodbridge and neighbouring areas regarding what a Consumer Proposal is and what types of unsecured debt can be bundled in the proposal. \n\nIs usually a consumer proposal the absolute best strategy for credit card debt relief in Brampton?\n\nQuite a few people young and old opt for a consumer proposal as opposed to bankruptcy in Brampton.\n\nThe kind of unpaid debt that might be found in a consumer proposal.\n\n\u2022 Credit card debts\n\u2022 Health-related debt\n\u2022 Personal financial loans\n\u2022 Payday advance loans \n\u2022 Credit lines\n\u2022 And selected student loans\n\nIn addition, you can incorporate debt to the CRA for outstanding tax and GST\/HST.\n\nWhat exactly is a consumer proposal?\nA consumer proposal is a legal process under the bankruptcy and insolvency act. It is a settlement that by law binds you in addition to creditors.\n\nA consumer proposal is an arrangement between you and also your creditors. The amount of money you pay is usually a lesser amount than the amount of money outstanding. It is dependant upon a sum you have the ability to reasonably be likely to commit to and interest penalty charges stop immediately.\n\nWhat advantages are you going to receive as part of a consumer proposal?\n\n\u2022 A proposal automatically can stop any lawsuits or garnishees and collection demands.\n\u2022 It will provide you with an opportunity to repay your debts without applying for insolvency.\n\u2022 Interest charges and penalties stop.\n\u2022 Repayment is dependant on what an individual is able to afford, not your outstanding balance.\n\nUnlike a debt management plan or a consolidation loan that is traditionally paid back in its entirety.\n\nA Consumer Proposal may often be a great choice to consider if you don't be eligible or were declined for a debt consolidation loan.\n\nQuit worrying about credit card debt. Worry brings about the strain that may affect your sleep patterns, your well-being and your job. Have a conversation with a licensed insolvency trustee.\n\nget a zero-cost session with a licensed insolvency trustee or licensed consumer proposal administrator. We also offer after work consultations. During your free consult, we will review all of your solutions for personal debt relief.\n\nBear in mind, only licensed insolvency trustees can offer all the financial debt relief solutions. \n\n\u2022 Consumer proposals\n\u2022 Personal bankruptcy\n\u2022 Personal debt counselling\n\nRichard Killen & Associates have offices over the GTA. \n\nCall our Brampton Office to set up a complimentary consultation.\nIt will be the most stress-relieving call you'll ever make!\n\nRichard Killen & Associates Ltd Brampton\nhttps:\/\/rkillen.ca\/consumer-proposals-and-bankruptcy-trustee-in-brampton\/ \n284 Queen St. East, Suite 224,\nBrampton, ON L6V 1C2, Canada\nTel: +1 905-456-3311\n\nFor more information visit the Richard Killen & Associates website at https:\/\/rkillen.ca\nFollow us on Social Media: \nhttps:\/\/www.instagram.com\/killen_trustee\/\nhttps:\/\/twitter.com\/Killen_Trustee\nhttps:\/\/www.facebook.com\/rkillenassociates\nhttps:\/\/www.linkedin.com\/company\/richard-killen-&-associates\/\nhttps:\/\/www.linkedin.com\/in\/richard-killen-020aaaba\/","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/anpOJ-c6rTU\/default.jpg","https:\/\/i.ytimg.com\/vi\/anpOJ-c6rTU\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/anpOJ-c6rTU\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/anpOJ-c6rTU\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/anpOJ-c6rTU\/maxresdefault.jpg"],"uploadDate":"2019-10-20T20:20:17+00:00","duration":"PT2M21S","embedUrl":"https:\/\/www.youtube.com\/embed\/anpOJ-c6rTU","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw#Organization","url":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw","name":"Richard Killen & Associates Ltd","description":"Since 1992 we at Richard Killen & Associates have helped thousands of people resolve their financial problems. With over 22 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.\n\nThe strength of our company is exemplified by the manner in which we treat our customers. We understand the intense pressure people are under. You will feel better after having spoken with our staff and your sense of dignity will be restored. The relief most people feel is tangible.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_nK1yzM56nIFCGmWO7scxw1pLTW2Z8LVLH_kg8kdbbfw5M=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=anpOJ-c6rTU#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=anpOJ-c6rTU#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=anpOJ-c6rTU&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=anpOJ-c6rTU#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":30}]]}},{"@context":"https:\/\/schema.org","@type":"BreadcrumbList","@id":"https:\/\/rkillen.ca\/consumer-proposals-and-bankruptcy-trustee-in-brampton\/#BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Brampton Licensed Insolvency Trustee","item":"https:\/\/rkillen.ca\/consumer-proposals-and-bankruptcy-trustee-in-brampton\/#breadcrumbitem"}]}]