[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/rkillen.ca\/consumer-proposals-bankruptcy-trustee-in-pickering-ajax\/#Article","mainEntityOfPage":"https:\/\/rkillen.ca\/consumer-proposals-bankruptcy-trustee-in-pickering-ajax\/","headline":"Licensed Insolvency Trustee Pickering and Ajax","name":"Licensed Insolvency Trustee Pickering and Ajax","description":"[vc_row equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1629558405033{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-image: url(https:\/\/rkillen.ca\/wp-content\/uploads\/2021\/08\/LIT-CONSUMER-min.jpg?id=12724) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1628498653621{padding-top: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Licensed Insolvency Trustees in Pickering &amp; Ajax, Ontario&#8221; font_container=&#8221;tag:h1|font_size:35px|text_align:left|color:%23ffffff&#8221; google_fonts=&#8221;font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;h1t&#8221;][vc_column_text css=&#8221;.vc_custom_1629802326152{margin-bottom: 10px !important;}&#8221;]Richard Killen &amp; Associates is a Licensed Insolvency Trustees and provide debt relief services including consumer proposals [&hellip;]","datePublished":"2021-08-18","dateModified":"2022-05-16","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2020\/07\/getting-a-mortgage-after-a-consu.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2020\/07\/getting-a-mortgage-after-a-consu.jpg","width":100,"height":100},"url":"https:\/\/rkillen.ca\/consumer-proposals-bankruptcy-trustee-in-pickering-ajax\/","video":{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=wm8DiKdS9Nc#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=wm8DiKdS9Nc","name":"Obtain A Consumer Proposal in Pickering and Ajax through a Licensed Insolvency Trustee","description":"https:\/\/www.g.page\/richard-killen-pickering This video tutorial provides a guide on a consumer proposal for men and women in Pickering and nearby areas including Ajax regarding what a Consumer Proposal is, and the kinds of personal debt can be incorporated into the proposal. \n\nIs usually a consumer proposal your better opportunity for debt settlement in Pickering and Ajax?\n\nThe majority of consumers pick a consumer proposal as opposed to bankruptcy in Pickering.\n\nThe kinds of unpaid debt which may be contained in a consumer proposal.\n\n\u2022 Credit card debt\n\u2022 Health-related debt\n\u2022 Private financial loans\n\u2022 Payday advance loans \n\u2022 A line of credit\n\u2022 And selected student education loans\n\nOne can also include bad debts to the Canada Revenue Agency for income tax and GST\/HST.\n\nWhat exactly is a consumer proposal?\nA consumer proposal is a legal course of action within the bankruptcy and insolvency act. It is an arrangement that under legal standing binds you and your creditors.\n\nA consumer proposal is a settlement between you and also your creditors. How much you pay is most likely lower than the sum of money outstanding. It is dependant upon a dollar amount you would be able to realistically be expected to pay and interest charges cease immediately.\n\nWhat positive effects do you want to get as part of a consumer proposal?\n\n\u2022 A proposal automatically ceases any legal actions or garnishees and collection messages or calls.\n\u2022 It affords you the opportunity to pay off the money you owe without applying for insolvency.\n\u2022 Interest charges and penalty charges stop.\n\u2022 Repayment will be based upon what an individual can afford, not necessarily your outstanding debt.\n\nNot like a debt management plan or a debt consolidation loan that is actually repaid in its entirety.\n\nA Consumer Proposal may be considered a great choice to keep in mind if you do not meet the requirements or were rejected for a debt consolidation loan.\n\nQuit worrying about credit card debt. Worry creates stress and anxiety that can impact your sleep patterns, your well-being and your job. Consult a licensed insolvency trustee.\n\nget a zero-cost consultation with a licensed insolvency trustee or licensed consumer proposal administrator. We also offer after work consultations. During your free consult, we will review all your choices for personal debt relief.\n\nBear in mind, only licensed insolvency trustees can offer all the debt relief solutions. \n\n\u2022 Consumer proposals\n\u2022 Personal bankruptcy\n\u2022 Personal debt counselling\n\nRichard Killen & Associates have offices all over the GTA. \nCall our Pickering Office to set up a complimentary consultation.\nIt will be the most stress-relieving call you'll ever make!\nRichard Killen & Associates Ltd Pickering\nhttps:\/\/rkillen.ca\/consumer-proposals-bankruptcy-trustee-in-pickering-ajax\/ \n1410 Bayly Street, #6\nPickering, ON L1W 3R3\nTel: +1 905-420-6565\n\nFor more information go to the Richard Killen & Associates website at https:\/\/rkillen.ca\nFollow us on Social Media: \nhttps:\/\/www.instagram.com\/killen_trustee\/\nhttps:\/\/twitter.com\/Killen_Trustee\nhttps:\/\/www.facebook.com\/rkillenassociates\nhttps:\/\/www.linkedin.com\/company\/richard-killen-&-associates\/","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/wm8DiKdS9Nc\/default.jpg","https:\/\/i.ytimg.com\/vi\/wm8DiKdS9Nc\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/wm8DiKdS9Nc\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/wm8DiKdS9Nc\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/wm8DiKdS9Nc\/maxresdefault.jpg"],"uploadDate":"2019-10-20T20:59:11+00:00","duration":"PT2M21S","embedUrl":"https:\/\/www.youtube.com\/embed\/wm8DiKdS9Nc","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw#Organization","url":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw","name":"Richard Killen & Associates Ltd","description":"Since 1992 we at Richard Killen & Associates have helped thousands of people resolve their financial problems. With over 22 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.\n\nThe strength of our company is exemplified by the manner in which we treat our customers. We understand the intense pressure people are under. You will feel better after having spoken with our staff and your sense of dignity will be restored. The relief most people feel is tangible.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_nK1yzM56nIFCGmWO7scxw1pLTW2Z8LVLH_kg8kdbbfw5M=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=wm8DiKdS9Nc#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=wm8DiKdS9Nc#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=wm8DiKdS9Nc&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=wm8DiKdS9Nc#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":17}]]}},{"@context":"https:\/\/schema.org","@type":"BreadcrumbList","@id":"https:\/\/rkillen.ca\/consumer-proposals-bankruptcy-trustee-in-pickering-ajax\/#BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Licensed Insolvency Trustee Pickering and Ajax","item":"https:\/\/rkillen.ca\/consumer-proposals-bankruptcy-trustee-in-pickering-ajax\/#breadcrumbitem"}]}]