[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/rkillen.ca\/is-your-credit-rating-affected\/#BlogPosting","mainEntityOfPage":"https:\/\/rkillen.ca\/is-your-credit-rating-affected\/","headline":"Is your credit rating affected?","name":"Is your credit rating affected?","description":"Is My Credit Rating Affected?Watch this video on YouTube In this video, Licensed Insolvency Trustee in the GTA area, Richard Killen, talks about\u00a0the how your credit rating will be impacted by your current financial situation and is not directly due to the fact that you are undergoing bankruptcy or a consumer proposal. As a matter [&hellip;]","datePublished":"2017-06-09","dateModified":"2023-04-13","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2017\/06\/is-your-credit-rating-affected.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2017\/06\/is-your-credit-rating-affected.jpg","height":720,"width":1280},"url":"https:\/\/rkillen.ca\/is-your-credit-rating-affected\/","video":{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=L7t8oIx9fHQ#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=L7t8oIx9fHQ","name":"Is My Credit Rating Affected?","description":"Richard Killen discusses \"is my credit rating affected\"\n\nIf you are uneasy about bankruptcy you should definitely visit a licensed insolvency trustee so that you will be given an advice about your bankruptcy problems.\n\nWe can meet with you during business hours or book after hours appointments if that is more convenient.\n\nContact us for a fresh start 1 (888) 545-5365\nLive your life free of financial stress!\n\nFollow us on Instagram: https:\/\/www.instagram.com\/killen_trustee\/\nFollow us on Twitter: https:\/\/twitter.com\/Killen_Trustee\nFollow us on Facebook: https:\/\/www.facebook.com\/rkillenassociates\nFollow us on Linkedin: https:\/\/www.linkedin.com\/company\/richard-killen-&-associates\/\nConnect on Linkedin: https:\/\/www.linkedin.com\/in\/richard-killen-020aaaba\/\n\nRichard Killen and Associates have 10 locations across the Greater Toronto Area.\n\nOur main office is at\n\nRichard Killen & Associates\n2130 Lawrence Ave\nEast Suite 402, M1R 3A6\nTel: (416) 285-9511\nhttp:\/\/rkillen.ca","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/L7t8oIx9fHQ\/default.jpg","https:\/\/i.ytimg.com\/vi\/L7t8oIx9fHQ\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/L7t8oIx9fHQ\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/L7t8oIx9fHQ\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/L7t8oIx9fHQ\/maxresdefault.jpg"],"uploadDate":"2017-11-07T09:52:53+00:00","duration":"PT1M15S","embedUrl":"https:\/\/www.youtube.com\/embed\/L7t8oIx9fHQ","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw#Organization","url":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw","name":"Richard Killen & Associates Ltd","description":"Since 1992 we at Richard Killen & Associates have helped thousands of people resolve their financial problems. With over 22 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.\n\nThe strength of our company is exemplified by the manner in which we treat our customers. We understand the intense pressure people are under. You will feel better after having spoken with our staff and your sense of dignity will be restored. The relief most people feel is tangible.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_nK1yzM56nIFCGmWO7scxw1pLTW2Z8LVLH_kg8kdbbfw5M=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=L7t8oIx9fHQ#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=L7t8oIx9fHQ#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=L7t8oIx9fHQ&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=L7t8oIx9fHQ#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":34}]]},"about":["Credit","Credit Rating"],"wordCount":307,"keywords":["Credit rating"],"articleBody":"Is My Credit Rating Affected?Watch this video on YouTubeIn this video, Licensed Insolvency Trustee in the GTA area, Richard Killen, talks about\u00a0the how your credit rating will be impacted by your current financial situation and is not directly due to the fact that you are undergoing bankruptcy or a consumer proposal. As a matter of fact, it is the solution you need to get out of your financial troubles and start improving your credit rating.Here are a few key takeaways from Richard\u2019s informative clip:Of course, a person&#8217;s credit rating is affected, but not so much by the bankruptcy or consumer proposal itself. It&#8217;s the non-payment of the debts that negatively affects your credit rating. Most people who go bankrupt or do a consumer proposal have already\u00a0fallen behind in payments and their credit rating is already diminished. One thing for sure: the only way to restore your credit rating is by\u00a0taking care of the immediate problem- and that&#8216;s where the bankrupt\u00a0or consumer proposal does the job. \u00a0Think of a bankruptcy or a consumer proposal as the solution, not the problem.Should you still feel uneasy about your debt and losing your assets, it\u2019s definitely worth it to give a Licensed Insolvency Trustee a call or a visit so that they can give you all the information you will need to make this important decision and also to alleviate any worry and stress you may have.There is no cost for your initial meeting and we will explain all of your options to you. We can meet with you during business hours or book after hours appointments if that is more convenient. Richard Killen and Associates is a Licensed Insolvency Trustee in bankruptcy Scarborough and have 10 locations across the Greater Toronto Area. Call us at (416) 285-9511"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Is your credit rating affected?","item":"https:\/\/rkillen.ca\/is-your-credit-rating-affected\/#breadcrumbitem"}]}]