[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/rkillen.ca\/our-videos\/#Article","mainEntityOfPage":"https:\/\/rkillen.ca\/our-videos\/","headline":"Our Videos","name":"Our Videos","description":"Show allAdvice from RichardInterviewsSeminar VideosTV AdsYour Options ExplainedCRA Taking Tax Refund? How an LIT Can HelpWaiting for a refund only to have your tax refund seized by CRA can be stressful and overwhelming. Every year, many Canadians face this situation because of unpaid tax obligations, government overpayments, or other federal debts. When your refund is […]","datePublished":"2015-01-14","dateModified":"2016-09-08","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/admin\/#Person","name":"admin","url":"https:\/\/rkillen.ca\/author\/admin\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9802e0bea345b33afa85a53646482da09b2d7944429d88b59778b5d3e1c3dd14?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9802e0bea345b33afa85a53646482da09b2d7944429d88b59778b5d3e1c3dd14?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/04\/CRA-Tax-Refund-300x200.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2026\/04\/CRA-Tax-Refund-300x200.jpg","height":"200","width":"300"},"url":"https:\/\/rkillen.ca\/our-videos\/","video":[{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q","name":"Do Not Cash IN RRSP's To Pay Taxes Owed In Ontario","description":"https:\/\/rkillen.ca\/consumer-proposal-toronto\/ Hi I\u2019m Richard Killen, you may be like a lot of people who received CERB benefits last year.\n\nYou were surprised to find out how much income tax you owe this year on all those benefits. I\u2019m trying to tell people for quite a while now, that shouldn't be a real problem for you. \n\nGive us a call at Richard Killen and Associates and we'll discuss all the options that you can use to resolve that problem. \n\nIf you\u2019re going through debt problems, call our office at 1 (888) 545-5365\nThis Could Be The Most Stress Relieving Call You\u2019ll Ever Make!\"  \n\nWe have offices over the GTA. Visit https:\/\/rkillen.ca\/book-an-appointment-with-a-licensed-insolvency-trustee\/ for more information.\n\nRichard Killen & Associates Ltd\nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator\n2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada\n\nhttps:\/\/rkillen.ca\/consumer-proposals... \n\nFollow us on Social Media: \nhttps:\/\/www.instagram.com\/killen_trus...\nhttps:\/\/twitter.com\/Killen_Trustee\nhttps:\/\/www.facebook.com\/rkillenassoc...\nhttps:\/\/www.linkedin.com\/company\/rich...\nhttps:\/\/www.linkedin.com\/in\/richard-k...\n\nFollow our Podcast at https:\/\/rkillen.ca\/podcasts\/","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/n4b1y0aK02Q\/default.jpg","https:\/\/i.ytimg.com\/vi\/n4b1y0aK02Q\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/n4b1y0aK02Q\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/n4b1y0aK02Q\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/n4b1y0aK02Q\/maxresdefault.jpg"],"uploadDate":"2021-04-30T15:30:42+00:00","duration":"PT30S","embedUrl":"https:\/\/www.youtube.com\/embed\/n4b1y0aK02Q","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw#Organization","url":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw","name":"Richard Killen & Associates Ltd","description":"Since 1992 we at Richard Killen & Associates have helped thousands of people resolve their financial problems. 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The relief most people feel is tangible.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_nK1yzM56nIFCGmWO7scxw1pLTW2Z8LVLH_kg8kdbbfw5M=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=n4b1y0aK02Q#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":23}]]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=9_qFHVSkp_I#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=9_qFHVSkp_I","name":"Do You Owe Taxes Based ON CERB Benefits?","description":"https:\/\/rkillen.ca\/consumer-proposal-toronto\/ Hi I\u2019m Richard Killen, you may be like a lot of people who received CERB benefits last year.\n\nYou were surprised to find out how much income tax you owe this year on all those benefits.\nI\u2019m trying to tell people for quite a while now, that shouldn't be a real problem for you. \n\nGive us a call at Richard Killen and Associates and we'll discuss all the options that you can use to resolve that problem. \n\nIf you\u2019re going through debt problems, call our office at 1 (888) 545-5365\nThis Could Be The Most Stress Relieving Call You\u2019ll Ever Make!\"  \n\nWe have offices over the GTA. Visit https:\/\/rkillen.ca\/book-an-appointment-with-a-licensed-insolvency-trustee\/ for more information.\n\nRichard Killen & Associates Ltd\nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator\n2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada\n\nhttps:\/\/rkillen.ca\/consumer-proposals... \n\nFollow us on Social Media: \nhttps:\/\/www.instagram.com\/killen_trus...\nhttps:\/\/twitter.com\/Killen_Trustee\nhttps:\/\/www.facebook.com\/rkillenassoc...\nhttps:\/\/www.linkedin.com\/company\/rich...\nhttps:\/\/www.linkedin.com\/in\/richard-k...\n\nFollow our Podcast at https:\/\/rkillen.ca\/podcasts\/","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/9_qFHVSkp_I\/default.jpg","https:\/\/i.ytimg.com\/vi\/9_qFHVSkp_I\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/9_qFHVSkp_I\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/9_qFHVSkp_I\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/9_qFHVSkp_I\/maxresdefault.jpg"],"uploadDate":"2021-04-30T15:32:02+00:00","duration":"PT27S","embedUrl":"https:\/\/www.youtube.com\/embed\/9_qFHVSkp_I","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw#Organization","url":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw","name":"Richard Killen & Associates Ltd","description":"Since 1992 we at Richard Killen & Associates have helped thousands of people resolve their financial problems. 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The relief most people feel is tangible.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_nK1yzM56nIFCGmWO7scxw1pLTW2Z8LVLH_kg8kdbbfw5M=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=9_qFHVSkp_I#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=9_qFHVSkp_I#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=9_qFHVSkp_I&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=9_qFHVSkp_I#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":36}]]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=-pxv5jrY6qk#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=-pxv5jrY6qk","name":"File Your Return by April 30, Even If You Cannot Afford To Pay Taxes Owed","description":"https:\/\/rkillen.ca\/consumer-proposal-toronto\/ Hi I\u2019m Richard Killen, if you're like me you're pretty fed up talking about covid and lockdowns, So, I thought we'd talk about tax returns. \n\nApril 30th if you're weren't a self-employed person in 2020, is your deadline for filing your taxes. If you were self-employed you got till June 15th but the important thing I want to get\nacross is to get your return filed by the deadline. There are penalties for not doing so. \nYou can avoid all that just by getting it filed even if you can't pay it, get it filed. \n\nIf you\u2019re going through debt problems, call our office at 1 (888) 545-5365\nThis Could Be The Most Stress Relieving Call You\u2019ll Ever Make!\"  \n\nWe have offices over the GTA. Visit https:\/\/rkillen.ca\/book-an-appointment-with-a-licensed-insolvency-trustee\/ for more information.\n\nRichard Killen & Associates Ltd\nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator\n2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada\n\nhttps:\/\/rkillen.ca\/consumer-proposals... \n\nFollow us on Social Media: \nhttps:\/\/www.instagram.com\/killen_trus...\nhttps:\/\/twitter.com\/Killen_Trustee\nhttps:\/\/www.facebook.com\/rkillenassoc...\nhttps:\/\/www.linkedin.com\/company\/rich...\nhttps:\/\/www.linkedin.com\/in\/richard-k...\n\nFollow our Podcast at https:\/\/rkillen.ca\/podcasts\/","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/-pxv5jrY6qk\/default.jpg","https:\/\/i.ytimg.com\/vi\/-pxv5jrY6qk\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/-pxv5jrY6qk\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/-pxv5jrY6qk\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/-pxv5jrY6qk\/maxresdefault.jpg"],"uploadDate":"2021-04-30T15:29:24+00:00","duration":"PT32S","embedUrl":"https:\/\/www.youtube.com\/embed\/-pxv5jrY6qk","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw#Organization","url":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw","name":"Richard Killen & Associates Ltd","description":"Since 1992 we at Richard Killen & Associates have helped thousands of people resolve their financial problems. 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Liz mentors millennials and empowers them to take control of their finances and live the life they dream about. \n\nSome of the topics they discuss are:\n- From Mexico to Stretching a Dollar\n- Finding the Spark and Working for It\n- Liz' Story: Going from $500 to $8000\n- Using Creative Solutions to Solve Financial Problems\n- Zero Tuition Fund to Graduating Debt-Free\n- Geography and Traveling\n- Investing in Real Estate\n- Ambitious Adulting and Teaching Financial Literacy to Canadian Millennials\n- Budgeting is Always the First Step\n\nListen to The Glass Is Half Full Podcast https:\/\/theglassishalffull.tv\/podcasts\/ \n\nContacts: \nLiz Enriquez\nambitiousadulting@gmail.com\nhttps:\/\/www.ambitiousadulting.com\/\nLiz was born in Mexico and moved to Canada when she was 5 years old. Despite growing up in a low-income household, dropping out of math classes in high school, and living with anxiety, she reached financial security in her 20s. Now she is a mentor who helps Canadian millennials take control of their finances and live the life they dream about.\n\nRichard Killen & Associates Ltd Scarborough West https:\/\/www.g.page\/killenscarboroughwest \nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator \n2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada \nTel: +1 416-285-9511 \nhttps:\/\/rkillen.ca \nPersonal bankruptcies, consumer proposals and debt counselling. Contact us for a fresh start (888) 545-5365 This may be the most stress-relieving call you will ever make! \n\nThe Glass Is Half Full To be a guest on the show, please visit https:\/\/theglassishalffull.tv\/be-a-guest\/.","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/azM_OjOt20s\/default.jpg","https:\/\/i.ytimg.com\/vi\/azM_OjOt20s\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/azM_OjOt20s\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/azM_OjOt20s\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/azM_OjOt20s\/maxresdefault.jpg"],"uploadDate":"2020-05-25T18:24:39+00:00","duration":"PT21M42S","embedUrl":"https:\/\/www.youtube.com\/embed\/azM_OjOt20s","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g#Organization","url":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g","name":"The Glass is Half Full","description":"Richard Killen is a Licensed Insolvency Trustee who has seen first hand many people struggle with debt and the stress that financial problems generate. Many families are living paycheck to paycheck and this weekly show is all about helping people in this community with little or no money to do more with less.\n\nIn this show, Richard and his guests will share their expertise and share their stories. Some topics may include:\n\nHow to get out of debt\nHow to reduce stress caused by financial problems\nHow to buy products and services for less\nVarious ways to save money\nHow to enjoy life and have fun with little or no money.\nInexpensive vacations\nPeople sharing stories on how they overcome obstacles\n\u2026 and endless other topics\nThe show is an interview style talk show that is filmed locally in Toronto or via Webinar for guests that are from outside of Toronto.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_nNWVcqPrZwGj4XwfnZ4zMT-Dm31Nb9WA0WhjYioTpT2A=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=azM_OjOt20s#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=azM_OjOt20s#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=azM_OjOt20s&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=azM_OjOt20s#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":62}]]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=01WPdvZwDqA#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=01WPdvZwDqA","name":"How to Raise the Vibrational Frequencies Within You, Around You, and Between You and Others","description":"https:\/\/theglassishalffull.tv\/ This episode is about raising the vibrational frequencies within you, around you, and between you and others.\n\nMy guest today is Dawn James. Dawn is the best selling author of three books which have been translated into French, Spanish and Hindi. She's a mentor, a music performer, and a transformational leader. She provides people with the tools and inspiration to shift the reality of their inner and outer wealth. Hosted by Richard Killen, a Toronto Licensed Insolvency Trustee and author of the book \"The Glass Is Half Full\".  \n\nSome of the topics they discuss are:\n- Her near death Experience and how she went from six figures to zero in 72 hours\n- What is Vibrational Frequencies\n- What Happens When You Spend More Than You Receive\n- Living a High Vibration Life\n- Shopping on Autopilot\n- All You Need is Within You\n\nListen to The Glass Is Half Full Podcast https:\/\/theglassishalffull.tv\/podcasts\/ \n\nContacts: \nDawn James\nhttps:\/\/raisethevibration.ca\/ \nShe lived, she died, she awakened! After a spiritual awakening and series of spiritual events in 2003, Dawn became a writer and sound healer. Since her 'wake up' call she has dedicated her life to teaching others how to raise their consciousness and understand and enhance personal vibrational frequency for overall health and well-being.\n\nRichard Killen & Associates Ltd Scarborough West https:\/\/www.g.page\/killenscarboroughwest \nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator \n2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada \nTel: +1 416-285-9511 \nhttps:\/\/rkillen.ca \nPersonal bankruptcies, consumer proposals and debt counselling. Contact us for a fresh start (888) 545-5365 This may be the most stress-relieving call you will ever make! \n\nThe Glass Is Half Full To be a guest on the show, please visit https:\/\/theglassishalffull.tv\/be-a-guest\/","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/01WPdvZwDqA\/default.jpg","https:\/\/i.ytimg.com\/vi\/01WPdvZwDqA\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/01WPdvZwDqA\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/01WPdvZwDqA\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/01WPdvZwDqA\/maxresdefault.jpg"],"uploadDate":"2020-05-28T15:15:23+00:00","duration":"PT20M2S","embedUrl":"https:\/\/www.youtube.com\/embed\/01WPdvZwDqA","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g#Organization","url":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g","name":"The Glass is Half Full","description":"Richard Killen is a Licensed Insolvency Trustee who has seen first hand many people struggle with debt and the stress that financial problems generate. 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Some topics may include:\n\nHow to get out of debt\nHow to reduce stress caused by financial problems\nHow to buy products and services for less\nVarious ways to save money\nHow to enjoy life and have fun with little or no money.\nInexpensive vacations\nPeople sharing stories on how they overcome obstacles\n\u2026 and endless other topics\nThe show is an interview style talk show that is filmed locally in Toronto or via Webinar for guests that are from outside of Toronto.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_nNWVcqPrZwGj4XwfnZ4zMT-Dm31Nb9WA0WhjYioTpT2A=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=01WPdvZwDqA#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=01WPdvZwDqA#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=01WPdvZwDqA&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=01WPdvZwDqA#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":16}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=01WPdvZwDqA#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":1}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=W_zMJr1nz5I#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=W_zMJr1nz5I","name":"Shiraz- How To Rewrite Reality and Destroy Your Limiting Beliefs","description":"https:\/\/theglassishalffull.tv\/episodes\/ in this episode of The Glass Is Half Full Richard Killen talks with Shiraz about how to rewrite your reality.\n\nShiraz believes in the premise that our beliefs create our realities and he helps people to destroy their limiting beliefs. He is the author of the book \u201cHow to Rewrite Reality\u201d and hosts the Energetic Magic radio show every Tuesday at 7pm. \n\nIn this interview Shiraz will talk about:\n\n- How his Rheumatoid Arthritis was cured with \"Combined Therapy\".\n- How $40,000 in back taxes went away by rewriting reality.\n- How to find the beliefs that are holding you back.\n- Do you choose to be right or being wealthy?\n- Aligning with the energy of money\n- How to Rewrite Reality\n- Why people's expectations of programs are different based on cost.\n- Resistance and the speed of change.\n\nContacts:\nShiraz\nshiraz@energeticmagic.com\nhttps:\/\/www.energeticmagic.com\nShiraz is the founder of Energetic Magic. He is a life coach and energy facilitator.\n\nRichard Killen & Associates Ltd Scarborough West\nhttps:\/\/www.g.page\/killenscarboroughwest\nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator\n2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada\nTel: +1 416-285-9511\nhttps:\/\/rkillen.ca\nPersonal bankruptcies, consumer proposals and debt counselling. \nContact us for a fresh start (888) 545-5365\nThis may be the most stress-relieving call you will ever make!","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/W_zMJr1nz5I\/default.jpg","https:\/\/i.ytimg.com\/vi\/W_zMJr1nz5I\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/W_zMJr1nz5I\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/W_zMJr1nz5I\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/W_zMJr1nz5I\/maxresdefault.jpg"],"uploadDate":"2020-05-20T00:16:01+00:00","duration":"PT22M20S","embedUrl":"https:\/\/www.youtube.com\/embed\/W_zMJr1nz5I","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g#Organization","url":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g","name":"The Glass is Half Full","description":"Richard Killen is a Licensed Insolvency Trustee who has seen first hand many people struggle with debt and the stress that financial problems generate. 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He is the Director of Content Strategy for LowestRates.ca. Before joining the team, he spent seven years covering investing and economics for the National Post. His reporting has taken him around the world \u2014 from a lobster fishing boat on the Bay of Fundy to a robot fitness class in Tokyo. Hosted by Richard Killen, a Toronto Licensed Insolvency Trustee and author of the book \"The Glass Is Half Full\".  \n\nSome of the topics they discuss are:\n+Understanding the Financial Products You are Buying\n+Why Insurance Shouldn't Be at the Bottom of Your List\n+Broker or Insurance Company: What Should You Choose?\n+How to Shop for Mortgages\n+Comparing Your Options before Making Your Buying Decision\n\nListen to The Glass Is Half Full Podcast https:\/\/theglassishalffull.tv\/podcasts\/\n\nContacts: \nJohn Shmuel\njohn@lowestrates.ca\nhttps:\/\/www.lowestrates.ca\/\n\nJohn Shmuel is a veteran journalist and Director at LowestRates.ca, a fintech company helping Canadians save money on financial products.\n\nRichard Killen & Associates Ltd Scarborough West https:\/\/www.g.page\/killenscarboroughwest \nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator \n2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada \nTel: +1 416-285-9511 \nhttps:\/\/rkillen.ca \n\nPersonal bankruptcies, consumer proposals and debt counselling. Contact us for a fresh start (888) 545-5365 This may be the most stress-relieving call you will ever make! The \n\nGlass Is Half Full To be a guest on the show, please visit https:\/\/theglassishalffull.tv\/be-a-guest\/ \nfinancial literacy, managing finances, insurance, mortgages, debt relief, debt, licensed insolvency trustee, John Shmuel, Richard Killen,","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/gwG1E2qmAT0\/default.jpg","https:\/\/i.ytimg.com\/vi\/gwG1E2qmAT0\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/gwG1E2qmAT0\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/gwG1E2qmAT0\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/gwG1E2qmAT0\/maxresdefault.jpg"],"uploadDate":"2020-04-29T20:04:57+00:00","duration":"PT32M20S","embedUrl":"https:\/\/www.youtube.com\/embed\/gwG1E2qmAT0","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g#Organization","url":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g","name":"The Glass is Half Full","description":"Richard Killen is a Licensed Insolvency Trustee who has seen first hand many people struggle with debt and the stress that financial problems generate. 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Tracy came into this world riddled with physical ailments and disease. She was kidnapped as a child and came from a poor family. She is now a successful leader and pioneer in the field of Body Regeneration. Hosted by Richard Killen, a Toronto Licensed Insolvency Trustee and author of the book \"The Glass Is Half Full\".  \n\nSome of the topics they discuss are:\nHer story and how she overcame the challenges life threw at her.\nShifting Your Perception & Relationship with Money\nHow Long Will It Take To Go From Broke To Success?\nHow Commitment Is The Key To A Better Life.\nHow To Start Making A Change In Your Life.\nResources For Further Information\n\nListen to The Glass Is Half Full Podcast https:\/\/theglassishalffull.tv\/podcasts\/ \nContacts: \nTracy L Clark\ncontact@tracylclark.com\nhttps:\/\/tracylclark.com \n \nTracy teaches people how to unleash the superpower within themselves. She teaches what the \u201cWhispers of the Body\u201d are telling you so you can fall in love with your life. Tracy holds many transformational events both in the Toronto area and online.\n\nRichard Killen & Associates Ltd Scarborough West https:\/\/www.g.page\/killenscarboroughwest \nLicensed Insolvency Trustee and Licensed Consumer Proposal Administrator \n2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada \nTel: +1 416-285-9511 \nhttps:\/\/rkillen.ca \n\nPersonal bankruptcies, consumer proposals and debt counselling. Contact us for a fresh start (888) 545-5365 This may be the most stress-relieving call you will ever make! The \n\nGlass Is Half Full To be a guest on the show, please visit https:\/\/theglassishalffull.tv\/be-a-guest\/\n \nintuition, overcoming challenges, broke to rich, broke to success, money, debt relief, debt, licensed insolvency trustee, Tracy L Clark, Richard Killen","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/Iu7U0uXzkTk\/default.jpg","https:\/\/i.ytimg.com\/vi\/Iu7U0uXzkTk\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/Iu7U0uXzkTk\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/Iu7U0uXzkTk\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/Iu7U0uXzkTk\/maxresdefault.jpg"],"uploadDate":"2020-04-29T20:03:10+00:00","duration":"PT29M32S","embedUrl":"https:\/\/www.youtube.com\/embed\/Iu7U0uXzkTk","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g#Organization","url":"https:\/\/www.youtube.com\/channel\/UCBnlR4W4vfP3HN-fTV8pH8g","name":"The Glass is Half Full","description":"Richard Killen is a Licensed Insolvency Trustee who has seen first hand many people struggle with debt and the stress that financial problems generate. 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