To all Richard Killen & Associates Ltd. Customers

I know that many of you may be concerned about how this COVID-19 situation might affect your bankruptcy or proposal with us. Click here to read about the procedures we have put in place to ensure everything continues as smoothly as possible during this pandemic. But, if you still have questions call us. We are definitely here for you.

Stay safe.
Richard Killen, LIT, CIRP

COVID-19 Message From Richard Killen

Enjoying Every Minute Together.

DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

How Does A Consumer Proposal in Toronto Work?

How Does A Consumer Proposal in Toronto Work?

You hear a lot about consumer proposals in Toronto nowadays. Since, in my experience, practically nobody wants to do a bankruptcy it’s no wonder that consumer proposals have become the most talked about part of the personal insolvency business. In fact almost half ...
Consumer Proposal vs Bankruptcy- which to choose?

Consumer Proposal vs Bankruptcy- which to choose?

I’ve been in the insolvency business discussing bankruptcy in Toronto for over 34 years and in all that time I don’t ever remember meeting anyone who actually wanted to go bankrupt. Let’s face it, who would? I have met an awful lot of people who did ...
A New Name – Licensed Insolvency Trustee

A New Name – Licensed Insolvency Trustee

The bankruptcy and proposal business is going to have a new player – at least it will appear that way. Since 1920 Trustees have had the title “Trustee in Bankruptcy”. Effective April 1st, 2016, Trustees are going to have a new name. We will be called “Licensed ...
Bankruptcy vs Proposal

Bankruptcy vs Proposal

On October 21st Richard Killen spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy vs. Consumer Proposals. ...
Administrator’s Report

Administrator’s Report

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals. ...
Why A Trustee Is Like A Bus Driver?

Why A Trustee Is Like A Bus Driver?

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals. ...
Walking In The Door

Walking In The Door

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals. ...
Verifying Statement of Affairs

Verifying Statement of Affairs

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals. ...
Proposals Explained Pt 1

Proposals Explained Pt 1

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals. ...
5 Keys to Securing your Financial Freedom

5 Keys to Securing your Financial Freedom

Financial freedom – that’s what everyone aims to attain at some point in life. We all dream of “getting there” financially, to live the rest of our life without financial fear or worry, a life where we don’t merely work to pay the bills and not have enough left over, but ...



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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


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"Serving the GTA for 25 years."