DEBT RELIEF STARTS HERE!
If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.
We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.
A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.
Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.
This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.
We have assisted thousands of people like you to become debt free.
CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365
Your credit rating has taken a beating. You regularly pay bills late. Sometimes you can’t make even minimum payments. Perhaps you’ve gone through a bankruptcy or the consumer proposal process. But what now? How do you rebuild your credit rating? Find Out Where ...
We’re often asked by people who consult us: “Whom do you work for, the creditors or me?” The answer is: neither and both. To do our job properly, we need to work with both parties. To be clear, a bankruptcy trustee is an officer of the court. We are ...
Canadians like their stuff. They’re not afraid to go into debt for their new cars, homes, large-screen TVs and other items, big ticket and small. As a result, many of us owe way too much. Moody’s, one of the world’s leading credit agencies, recently ...
Gambling can be a serious and addictive behaviour that plays havoc with people’s finances as they chase their losses. More importantly, it can have a really devastating effect on peoples’ lives. According to government stats, there are a couple of hundred ...
As a rule, it’s not good to default on any kind of debt. A proposal for an individual – most commonly called a “consumer proposal” – is one of the two ways of addressing a severe debt issue under the Canadian Bankruptcy and Insolvency Act. The other, of ...
For family or personal budgets to work requires the determination to run a tight ship. Otherwise small leaks can turn into a torrent that sinks your good intentions. Here are five problems that can torpedo a budget and ways to cope with them. 1. Food Eats up Your Budget ...
Apparently the wealth gap is growing in this country, as the rich get richer and the poor get poorer. So says the Broadbent Institute, supporting its case with StatsCan numbers. Canada’s poorest 10% saw their net worth plummet some 150% since 2005, while the top 10% ...
Parents everywhere can breathe a sigh of relief as their kids go back to school. However their happiness at no longer having to keep young ones amused is tempered by the worry of school-related costs: supplies, class trips, clothing, etc. We feel your pain. Here are some ...
Canadians are driving into fast debt with slow repayment car loans. Taking advantage of low interest rates and small-to-zero down payments, they are buying cars in record numbers. According to an August 2014 Financial Post article, rather than four to five years, many of ...
Wage garnishments pack a double whammy. Not only do you lose control of your finances, you have the embarrassment of your employer knowing that you are suffering money troubles. So how do you keep your salary in your hands? Wage garnishment is a legal proceeding set in ...
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“Serving Toronto & the GTA for over 25 years.”
What Our Clients Say
I would sincerely like to thank you for your compassion and understanding during my initial contact with you.
Thank you Richard, I sincerely appreciate your kindness.
Dear Mr. Killen,
I went to see Mrs. Mendelson last week for my credit councelling appointment.
I must tell you, she is an absolutely delightful and refreshing person.
Both you and Mrs. Mendelson have been so helpful and understanding with me.
I really appreciate the time you have taken with me.
Thank you very much.
May Yahweh God bless you for the wonderful work you do.
You have saved my life!
Love & Prayer
I’m wanting to thank you and all your staff for your support and understanding throughout last year, your office was my saviour!
So I wish you all nothing but “Best Wishes”.
This is a small step, a small show of works, at this café.
Richard & Staff,
Thank you very much to all of you.
Your kindness and understanding during this very difficult and stressful time was greatly appreciated.
You all deserve a medal.
It’s been a year since I came into your office.
I’m truly grateful for the kindness you’ve shown me.
You’re one of the decent guys.
Thank you Richard
Dear Mr. Killen,
Dealing with you was a great pleasure.
It was a very informative and constructive conversation.
Your input was appreciated and gave me a lot to think about.
Thank you again for your consideration.
Happy Christmas to you and all of the stellar staff at Killen and Associates. It was the most stress-relieving call I’ve made and everyone was so very kind.
Wishing you all time spent in the company of those you love over the Christmas Season and a Healthy and Happy New Year!
Richard & Michele,
You both helped me through a very difficult time in my life.
I can’t thank you enough.
You are an extraordinary person. Your reason of understanding is beyond me.
I keep wondering if you’re in the right profession, and that you should have been a nurse or doctor!
Thank you very much for understanding and most of all trusting me to keep my word.
Thank you again for not making me feel like a “criminal”, for treating me like a “person”.
You are a very special person.
Not too many people take time out these days to listen and understand other people’s problems.
I would like to thank you and your staff for walking me through a very tough time.
Just want to say thank you and the staff for all your help.
Life is so much better now.
And please give my best wishes to both Bonnie and Richard. Your professionalism, together with the understanding and compassion that all of you extended to me during this emotionally-difficult process will always be very much appreciated. You are all *very* good at your jobs! 🙂
Mr. Killen and Miss Linda and everyone else hope you enjoyed The Merriest of Christmases and wishes for you that 2018 is the best year EVER!
Thank you all for your assistance over the past couple of years. You made my life and circumstances more bearable.
Dear Mr. Richard Killen & Associates,
We are grateful that your pressure over the past year and a half never got out of control.
Thank you for that and being there for us.
Still hurting bad, work has evaded us, but we are still hopeful of self-employment ahead, our government allowing Ontario’s debt and people to co-exist.
We still feel like victims shut out by guidelines that make sure we suffer for a long time.
We have no credibility.
You and your staff, Mr. Killen, have always been courteous and made us welcome.
I wish to acknowledge your personal help to me during the traumatic experience I found myself going through.
Certainly your professionalism and that of your staff will remain with me.
Thank you for your encouragement to me, that I may remain positive.
We would like to take this opportunity to thank you so much for all your help and patience in dealing with us.
You have improved our quality of life to heights that we wouldn’t have been able to accomplish alone.
With a new beginning, it seems like a lifetime since we have been so relaxed and able to concentrate on the future.
WOW! Sending much love and a big Thank You to all staff of Killen Associates for your love, understanding and continued support. I truly like this new feeling I have in my mind and heart. God bless you all.
Dear Richard & Associates
Just a quick note to thank you for helping me through a difficult time.
You allowed me to feel like a contributing member of society even though I was bankrupt, thank you.
And because of that I have a new car and a loan, more importantly one that I have the financial means and know how to pay off.
This too is thank to you and your staff.
I now know how to better manage my money to do and afford the things that I want.
Dear Mr. Killen,
I would like to take this opportunity to thank you and your staff for their understanding of my situation when I first approached your office, and also I could not believe the kindness and courtesy shown to me throughout my ordeal.
It is not very often in this day and age that you come upon people such as yourself and your staff who make you feel comfortable in a situation like this, rather than what I expected to feel, uncomfortable.
Thank you once again for helping me through a bad situation.
Yours very truly
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