DEBT RELIEF STARTS HERE!
If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.
We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.
A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.
Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.
We have assisted thousands of people like you to become debt free.
CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365
Many people don’t have a clear idea of what their debt really costs them, whether it’s a credit card balance or a student loan. Financial writer Gail Vaz-Oxlade points out in “How Much is Your Debt Costing You?” that if someone buys a $2,000 TV on credit, with an 18% ...
Hi. I’m Richard Killen from Richard Killen & Associates. Richard Killen has offices across the GTA. One of the most frequently asked questions I get as a Licensed Insolvency Trustee is, “If I go bankrupt or do a consumer proposal, will I lose my home?” Well, probably ...
We all know about the big buys that do damage to our bank accounts: homes, cars, vacations, etc. But equally insidious are the small regular purchases that we don’t really notice but add up over time, whether it’s expensive designer coffee or unused gym memberships. Here ...
Hi. I’m Richard Killen, from Richard Killen & Associates. When you fall behind in your debt payments and creditors and agencies start calling, simply answering the phone can be an ordeal, especially if it’s never happened to you before. As a Licensed Insolvency, ...
“I thought the process was going to be hideous, humiliating and shameful,” Karen recalls of her bankruptcy more than a decade ago. “I was terrified when I went to see Richard Killen. I was in tears as I walked into his office.” Karen’s story of battling debt is a familiar ...
People looking forward to retirement usually try to retire their debts first, especially their mortgages, so they can enjoy their leisure without financial worries. But a story in the Globe and Mail reveals that more and more Canadians are going into their golden years ...
Getting a student loan can be double-edged sword. Many kids can’t afford a higher education without one. But the downside is that a lot of students are graduating with huge debts that they many find hard and in some cases impossible to pay off. The problem of student debt ...
One of the options in dealing with a debt crisis is an informal arrangement. This is essentially reorganizing the debts that you have with the creditors you owe the money to. We’re not talking here about a consolidation loan. That’s different because you end up with only ...
People sometimes ask: “If I go bankrupt will the trustee take all my income?” Well the simple answer is NO. But to understand that answer you need to wade through some layers of legal complexity. While you go through bankruptcy, the trustee is required to monitor your ...
As many of us struggle with our finances, we have a love-hate relationship with the all-mighty dollar. To put our problems in perspective, or to give voice to our feelings, here are some words from notable figures on the subject of money. “Anyone who lives within their ...
Contact Richard Killen
FREE Non-Commitment Consultation
Contact us now for a fresh start!
“Serving Toronto & the GTA for over 25 years.”
What Our Clients Say
Mr. Killen and Miss Linda and everyone else hope you enjoyed The Merriest of Christmases and wishes for you that 2018 is the best year EVER!
Thank you all for your assistance over the past couple of years. You made my life and circumstances more bearable.
Just want to say thank you and the staff for all your help.
Life is so much better now.
WOW! Sending much love and a big Thank You to all staff of Killen Associates for your love, understanding and continued support. I truly like this new feeling I have in my mind and heart. God bless you all.
We would like to take this opportunity to thank you so much for all your help and patience in dealing with us.
You have improved our quality of life to heights that we wouldn’t have been able to accomplish alone.
With a new beginning, it seems like a lifetime since we have been so relaxed and able to concentrate on the future.
I would sincerely like to thank you for your compassion and understanding during my initial contact with you.
Thank you Richard, I sincerely appreciate your kindness.
Dear Richard & Associates
Just a quick note to thank you for helping me through a difficult time.
You allowed me to feel like a contributing member of society even though I was bankrupt, thank you.
And because of that I have a new car and a loan, more importantly one that I have the financial means and know how to pay off.
This too is thank to you and your staff.
I now know how to better manage my money to do and afford the things that I want.
I wish to acknowledge your personal help to me during the traumatic experience I found myself going through.
Certainly your professionalism and that of your staff will remain with me.
Thank you for your encouragement to me, that I may remain positive.
Richard & Michele,
You both helped me through a very difficult time in my life.
I can’t thank you enough.
May Yahweh God bless you for the wonderful work you do.
You have saved my life!
Love & Prayer
I would like to thank you and your staff for walking me through a very tough time.
Happy Christmas to you and all of the stellar staff at Killen and Associates. It was the most stress-relieving call I’ve made and everyone was so very kind.
Wishing you all time spent in the company of those you love over the Christmas Season and a Healthy and Happy New Year!
Dear Mr. Richard Killen & Associates,
We are grateful that your pressure over the past year and a half never got out of control.
Thank you for that and being there for us.
Still hurting bad, work has evaded us, but we are still hopeful of self-employment ahead, our government allowing Ontario’s debt and people to co-exist.
We still feel like victims shut out by guidelines that make sure we suffer for a long time.
We have no credibility.
You and your staff, Mr. Killen, have always been courteous and made us welcome.
Richard & Staff,
Thank you very much to all of you.
Your kindness and understanding during this very difficult and stressful time was greatly appreciated.
You all deserve a medal.
It’s been a year since I came into your office.
I’m truly grateful for the kindness you’ve shown me.
You’re one of the decent guys.
Thank you Richard
I’m wanting to thank you and all your staff for your support and understanding throughout last year, your office was my saviour!
So I wish you all nothing but “Best Wishes”.
This is a small step, a small show of works, at this café.
Dear Mr. Killen,
I would like to take this opportunity to thank you and your staff for their understanding of my situation when I first approached your office, and also I could not believe the kindness and courtesy shown to me throughout my ordeal.
It is not very often in this day and age that you come upon people such as yourself and your staff who make you feel comfortable in a situation like this, rather than what I expected to feel, uncomfortable.
Thank you once again for helping me through a bad situation.
Yours very truly
And please give my best wishes to both Bonnie and Richard. Your professionalism, together with the understanding and compassion that all of you extended to me during this emotionally-difficult process will always be very much appreciated. You are all *very* good at your jobs! 🙂
Dear Mr. Killen,
Dealing with you was a great pleasure.
It was a very informative and constructive conversation.
Your input was appreciated and gave me a lot to think about.
Thank you again for your consideration.
Dear Mr. Killen,
I went to see Mrs. Mendelson last week for my credit councelling appointment.
I must tell you, she is an absolutely delightful and refreshing person.
Both you and Mrs. Mendelson have been so helpful and understanding with me.
I really appreciate the time you have taken with me.
Thank you very much.
You are an extraordinary person. Your reason of understanding is beyond me.
I keep wondering if you’re in the right profession, and that you should have been a nurse or doctor!
Thank you very much for understanding and most of all trusting me to keep my word.
Thank you again for not making me feel like a “criminal”, for treating me like a “person”.
You are a very special person.
Not too many people take time out these days to listen and understand other people’s problems.
See More Testimonials »