To all Richard Killen & Associates Ltd. Customers

I know that many of you may be concerned about how this COVID-19 situation might affect your bankruptcy or proposal with us. Click here to read about the procedures we have put in place to ensure everything continues as smoothly as possible during this pandemic. But, if you still have questions call us. We are definitely here for you.

Stay safe.
Richard Killen, LIT, CIRP

Richard Killen & Associates

Enjoying Every Minute Together.

DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

Long Car Loans Drive us into Debt

Long Car Loans Drive us into Debt

Canadians are driving into fast debt with slow repayment car loans. Taking advantage of low interest rates and small-to-zero down payments, they are buying cars in record numbers. According to an August 2014 Financial Post article, rather than four to five years, many of ...
Garnishee Order- How Do I Stop Wage Garnishment In Ontario?

Garnishee Order- How Do I Stop Wage Garnishment In Ontario?

A creditor or collection agency has placed a Garnishee Order against you, and you are wondering “how do I stop wage garnishment in Ontario?” Wage garnishments can cause a devastating blow in your life and pack a double whammy. Not only do you lose control of ...
10 Signs of Debt Trouble

10 Signs of Debt Trouble

If you don’t live in Egypt, being in denial is a bad thing. Most of us carry some form of debt, whether it’s a car loan or a credit card balance that we just can’t manage to pay off this month. But when does debt load become dangerous? Well, one sign is ...
Why Do People Go Bankrupt?

Why Do People Go Bankrupt?

Well, because their debts exceed their means to pay them. OK, after stating the obvious, here’s a bit more detail. More than 118,000 Canadians a year are filing for bankruptcy or doing consumer proposals. Here are some of the top reasons why. Excessive Use of Credit ...
Cheap Summer Fun in Toronto

Cheap Summer Fun in Toronto

We all like to take nice summer vacations. But long car trips, travel abroad, cottage rentals and even camping can strain the pocketbook. If you are trying to save money this summer, why not stay in the city and enjoy some of its pleasures? Yes, Toronto has lots of pricey ...
Our first tv commercial

Our first tv commercial

This is a look back at one of our first TV commercials. Wow how time flies. ...
Scared to Death of Taxes

Scared to Death of Taxes

Death and taxes are inevitable. For some they are the same thing. Fear of the tax man may be justified. As a creditor he has super collection powers that ensure that most people don’t have a smile on their face when they receive a notice from the Canadian Revenue ...
What Happens to My Retirement?

What Happens to My Retirement?

Hi. I’m Richard Killen from Richard Killen & Associates. Just because you’re retired or approaching retirement doesn’t mean you can’t run into credit or debt problems. If that comes about, one of the concerns you may have is what will happen to your retirement savings ...
Money Doesn’t Grow on Trees

Money Doesn’t Grow on Trees

For more than 20 years, Bill had run a successful Toronto tree care business, doing tree removals, pruning, planting and much more. His finances fell into the rhythm of the growing season. In the spring, the work would flood in and then taper off into the summer and fall. ...
Gail Vaz Oxlade Budget Calculator for the True Cost of Debt

Gail Vaz Oxlade Budget Calculator for the True Cost of Debt

The Gail Vaz Oxlade budget calculator can be used to calculate the true cost of debt. Many people do not have a clear idea of what their debt really costs them, whether it is a credit card balance or a student loan. Financial writer Gail Vaz-Oxlade points out in “How Much ...




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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


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"Serving the GTA for 25 years."