To all Richard Killen & Associates Ltd. Customers

I know that many of you may be concerned about how this COVID-19 situation might affect your bankruptcy or proposal with us. Click here to read about the procedures we have put in place to ensure everything continues as smoothly as possible during this pandemic. But, if you still have questions call us. We are definitely here for you.

Stay safe.
Richard Killen, LIT, CIRP

Richard Killen & Associates

Enjoying Every Minute Together.


If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.


Recent Activity

A New Problem for the Old

A New Problem for the Old

While aging baby boomers aspire to a placid retirement, this dream is being threatened by a growing problem: senior debt. An August 2013 article in Financial Post says, for example, “A report provided ratings agency Equifax Canada shows average debt for consumers aged 65 ...
Five Things You Should Know About Credit Cards

Five Things You Should Know About Credit Cards

Too often credit cards seem like easy money. Just hand it over to the clerk or type in the card number for your online purchase and, presto!, you have stuff. But you may pay to play. If you don’t take care of  your credit card balance on time, you can get penalized with ...

Will Bankruptcy Affect My Income?

Some people assume that if they file for bankruptcy they will have to turn over all their income to the trustee. Not true. But there are other concerns people have over their income. A question we are often asked is: Will bankruptcy affect my income? Will I lose any of it ...
Surviving the End of the World

Surviving the End of the World

The fear is eating away your stomach lining. You can’t sleep. You can’t concentrate. You feel like a failure in the eyes of the world. The envelopes of the unopened bills have changed to new ominous colours. The days you could juggle minimum payments between credit cards ...
The Road to Recovery

The Road to Recovery

It was a perfect storm of personal and professional misfortunes. Bryan was a successful independent marketing communications consultant, well respected in the business with a good network of friends. But in his late 50s he discovered that he had adult attention deficit ...
Why Choose Richard Killen & Associates

Why Choose Richard Killen & Associates

Richard Killen explains why you should contact Richard Killen and Associates Ltd if you are having financial difficulties. ...

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About Richard Killen & Associates

Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.

Contact us now for a fresh start!

"Serving the GTA for 25 years."