DEBT RELIEF STARTS HERE!
If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.
We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.
A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.
Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.
We have assisted thousands of people like you to become debt free.
CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365
I’m Richard Killen, a Licensed Insolvency Trustee based in Toronto. We just celebrated 25 years in business helping people get out of debt. And over those years me and my team have witnessed firsthand many good people that have struggled with debt. And not just debt, but ...
Many of us abuse the use of our credit cards and often end up in debt. However, if you can use the plastic in a responsible manner, you can actually save money with credit cards, and are often better off using them rather than paying in cash. Here are some money saving ...
According to Statistics Canada, the average Canadian family of 4 people spends about $214 on food for each person every month. And, this is just for groceries and does not include eating out. Financial experts recommend cutting down this average budget to only $125 per ...
According to Statistics Canada, Canadian families now roughly owe $1.78 for every $1 they earn. These debts include consumer credit, mortgage and non-mortgage loans. Yes, we’ve got too much debt and piled up credit card charges for home renovations and eating out, for long ...
Building a lucrative side hustle that can let you make extra income can really be a lifesaver. For one, it can let you earn unlimited income. With a traditional job you have your regular income, now if you augment that with a side business that literally does not limit you ...
Tax season is here. Like many Canadians you may discover that you now have a tax debt to add to your regular commercial debts: credit cards, loans, etc. This can make it a very stressful time of year. Of course, if you are one of the lucky few who has minimal or no regular ...
Having a traditional 9-5 job is great. It will give you regular pay, that means having a steady income you can rely on to meet all your basic needs. But what about if you have a heavy debt load and need to pay off those debts? Your regular pay won’t be enough. You’ll ...
When it comes to managing debt, do credit rating reports help? There is a simple way to avoid taking on personal debt: never take out a loan without first knowing its purpose, the long-term goals and benefits it will achieve, and the plan to pay it back. Simply put, use ...
Is it possible to save money when you are broke and a big chunk of your income goes towards paying monthly expenses and dealing with debt? Saving money even while you are getting out of debt and have a low income should not be as difficult as many people think. Of course, ...
We’re now just getting into the start of summer and hot, humid summer days are coming. With the rising temperatures comes an increase in water use for most Canadian households, which in turn means a spike in your monthly water bill. So we thought we’d take this time ...
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“Serving Toronto & the GTA for over 25 years.”
What Our Clients Say
Dear Mr. Richard Killen & Associates,
We are grateful that your pressure over the past year and a half never got out of control.
Thank you for that and being there for us.
Still hurting bad, work has evaded us, but we are still hopeful of self-employment ahead, our government allowing Ontario’s debt and people to co-exist.
We still feel like victims shut out by guidelines that make sure we suffer for a long time.
We have no credibility.
You and your staff, Mr. Killen, have always been courteous and made us welcome.
Happy Christmas to you and all of the stellar staff at Killen and Associates. It was the most stress-relieving call I’ve made and everyone was so very kind.
Wishing you all time spent in the company of those you love over the Christmas Season and a Healthy and Happy New Year!
Richard & Staff,
Thank you very much to all of you.
Your kindness and understanding during this very difficult and stressful time was greatly appreciated.
You all deserve a medal.
Dear Mr. Killen,
Dealing with you was a great pleasure.
It was a very informative and constructive conversation.
Your input was appreciated and gave me a lot to think about.
Thank you again for your consideration.
I would like to thank you and your staff for walking me through a very tough time.
May Yahweh God bless you for the wonderful work you do.
You have saved my life!
Love & Prayer
It’s been a year since I came into your office.
I’m truly grateful for the kindness you’ve shown me.
You’re one of the decent guys.
Thank you Richard
I would sincerely like to thank you for your compassion and understanding during my initial contact with you.
Thank you Richard, I sincerely appreciate your kindness.
Just want to say thank you and the staff for all your help.
Life is so much better now.
And please give my best wishes to both Bonnie and Richard. Your professionalism, together with the understanding and compassion that all of you extended to me during this emotionally-difficult process will always be very much appreciated. You are all *very* good at your jobs! 🙂
I wish to acknowledge your personal help to me during the traumatic experience I found myself going through.
Certainly your professionalism and that of your staff will remain with me.
Thank you for your encouragement to me, that I may remain positive.
Dear Mr. Killen,
I went to see Mrs. Mendelson last week for my credit councelling appointment.
I must tell you, she is an absolutely delightful and refreshing person.
Both you and Mrs. Mendelson have been so helpful and understanding with me.
I really appreciate the time you have taken with me.
Thank you very much.
Dear Mr. Killen,
I would like to take this opportunity to thank you and your staff for their understanding of my situation when I first approached your office, and also I could not believe the kindness and courtesy shown to me throughout my ordeal.
It is not very often in this day and age that you come upon people such as yourself and your staff who make you feel comfortable in a situation like this, rather than what I expected to feel, uncomfortable.
Thank you once again for helping me through a bad situation.
Yours very truly
You are an extraordinary person. Your reason of understanding is beyond me.
I keep wondering if you’re in the right profession, and that you should have been a nurse or doctor!
Thank you very much for understanding and most of all trusting me to keep my word.
Thank you again for not making me feel like a “criminal”, for treating me like a “person”.
You are a very special person.
Not too many people take time out these days to listen and understand other people’s problems.
I’m wanting to thank you and all your staff for your support and understanding throughout last year, your office was my saviour!
So I wish you all nothing but “Best Wishes”.
This is a small step, a small show of works, at this café.
Richard & Michele,
You both helped me through a very difficult time in my life.
I can’t thank you enough.
WOW! Sending much love and a big Thank You to all staff of Killen Associates for your love, understanding and continued support. I truly like this new feeling I have in my mind and heart. God bless you all.
We would like to take this opportunity to thank you so much for all your help and patience in dealing with us.
You have improved our quality of life to heights that we wouldn’t have been able to accomplish alone.
With a new beginning, it seems like a lifetime since we have been so relaxed and able to concentrate on the future.
Mr. Killen and Miss Linda and everyone else hope you enjoyed The Merriest of Christmases and wishes for you that 2018 is the best year EVER!
Thank you all for your assistance over the past couple of years. You made my life and circumstances more bearable.
Dear Richard & Associates
Just a quick note to thank you for helping me through a difficult time.
You allowed me to feel like a contributing member of society even though I was bankrupt, thank you.
And because of that I have a new car and a loan, more importantly one that I have the financial means and know how to pay off.
This too is thank to you and your staff.
I now know how to better manage my money to do and afford the things that I want.
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