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DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

4 Money Saving Tips That Can Help You to Save on Groceries

4 Money Saving Tips That Can Help You to Save on Groceries

According to Statistics Canada, the average Canadian family of 4 people spends about $214 on food for each person every month. And, this is just for groceries and does not include eating out. Financial experts recommend cutting down this average budget to only $125 per ...

What Too Much Debt Looks Like In The Greater Toronto Area

What Too Much Debt Looks Like In The Greater Toronto Area

According to Statistics Canada, Canadian families now roughly owe $1.78 for every $1 they earn. These debts include consumer credit, mortgage and non-mortgage loans. Yes, we’ve got too much debt and piled up credit card charges for home renovations and eating out, for long ...

4 Real Ways to Make Money Online and Increase Your Budget

4 Real Ways to Make Money Online and Increase Your Budget

Building a lucrative side hustle that can let you make extra income can really be a lifesaver. For one, it can let you earn unlimited income. With a traditional job you have your regular income, now if you augment that with a side business that literally does not limit you ...

Getting out of debt on your own

Getting out of debt on your own

Tax season is here. Like many Canadians you may discover that you now have a tax debt to add to your regular commercial debts: credit cards, loans, etc. This can make it a very stressful time of year. Of course, if you are one of the lucky few who has minimal or no regular ...

3 Popular Ways You Can Make Extra Money to Pay Off Debt

3 Popular Ways You Can Make Extra Money to Pay Off Debt

Having a traditional 9-5 job is great. It will give you regular pay, that means having a steady income you can rely on to meet all your basic needs. But what about if you have a heavy debt load and need to pay off those debts? Your regular pay won’t be enough. You’ll ...

Understanding your credit rating

Understanding your credit rating

When it comes to managing debt, do credit rating reports help? There is a simple way to avoid taking on personal debt: never take out a loan without first knowing its purpose, the long-term goals and benefits it will achieve, and the plan to pay it back. Simply put, use ...

How to Save Money When You Are Broke

How to Save Money When You Are Broke

Is it possible to save money when you are broke and a big chunk of your income goes towards paying monthly expenses and dealing with debt? Saving money even while you are getting out of debt and have a low income should not be as difficult as many people think. Of course, ...

How to Save Water at Home and Save Money on Bills This Summer

How to Save Water at Home and Save Money on Bills This Summer

We’re now just getting into the start of summer and hot, humid summer days are coming. With the rising temperatures comes an increase in water use for most Canadian households, which in turn means a spike in your monthly water bill. So we thought we’d take this time ...

Free and Cheap Things to Do in Toronto this Spring & Summer 2019

Free and Cheap Things to Do in Toronto this Spring & Summer 2019

The summer season is upon Canada and everyone’s excited for warm weather. Time to plan out some things to do in Toronto to enjoy the amazingly warm temperature of the Summer months. Summer is one of the best times of the year in Toronto. Lots of delightful events and ...

Consumer Proposals In Mississauga- What You Need To Know

Consumer Proposals In Mississauga- What You Need To Know

In this video, Sean Killen, President of Richard Killen & Associates Ltd., answers frequently-asked questions on consumer proposals and bankruptcies in Mississauga. Do you see more consumer proposals or bankruptcies in Mississauga? Over the history of our office in ...



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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


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"Serving the GTA for 25 years."