To all Richard Killen & Associates Ltd. Customers

I know that many of you may be concerned about how this COVID-19 situation might affect your bankruptcy or proposal with us. Click here to read about the procedures we have put in place to ensure everything continues as smoothly as possible during this pandemic. But, if you still have questions call us. We are definitely here for you.

Stay safe.
Richard Killen, LIT, CIRP

COVID-19 Message From Richard Killen

Enjoying Every Minute Together.

DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

How to Restructure Your Finances in a Covid-19 Crisis

How to Restructure Your Finances in a Covid-19 Crisis

The COVID-19 crisis continues and with the lockdown extended many businesses will continue to be closed and people will be out of work longer. While many Canadians are fortunate to still be working, the threat of suddenly getting laid off from work looms for many as the ...
Tracy L Clark – How To Listen To Your Intuition And Change Beliefs

Tracy L Clark – How To Listen To Your Intuition And Change Beliefs

Episode 9 Clark FinalWatch this video on YouTube This video episode is about listening to your body and getting in touch with your intuition. Richard I’m Richard Killen, welcome to The Glass Is Half Full program where we try to show people some really interesting ...
Is Your Canada Emergency Response Benefit (CERB) Safe from Wage Garnishment

Is Your Canada Emergency Response Benefit (CERB) Safe from Wage Garnishment

The Canadian government has created the COVID-19 Emergency Response Act in response to the COVID-19 global crisis. Under this Act, workers all across Canada who have lost their income from the COVID-19 pandemic will receive financial support payments in the form of the ...
Laid Off Due to the Coronavirus – Should I File a Bankruptcy or Consumer Proposal Now

Laid Off Due to the Coronavirus – Should I File a Bankruptcy or Consumer Proposal Now

The financial impact of the coronavirus is upon us with layoffs across a wide range of sectors leaving nearly half of Canadians now on the brink of insolvency. If you’re one of the millions laid off because of the coronavirus outbreak, you may be wondering if you should ...
4 Money Mistakes You Need to Stop Doing Now

4 Money Mistakes You Need to Stop Doing Now

You may have made at least a few money mistakes in your life. Maybe you didn’t shop around enough and made a wrong buying decision that cost you huge savings. Maybe you spend money so easily that sometimes you wonder where all your money went right after payday. Maybe you ...
What Debt Do You Pay First During a COVID-19 Financial Emergency?

What Debt Do You Pay First During a COVID-19 Financial Emergency?

The world has been brought almost to a stop as we focus on fighting the spread of the coronavirus. Throughout Canada, we see business after business shut down and hundreds of thousands of people laid off. Some closures may be temporary, for some it may be permanent as they ...
COVID-19 – Why We Need to Stay Home

COVID-19 – Why We Need to Stay Home

  No one is immune to COVID-19. No matter how young you are. People of all ages can be infected by the new coronavirus. Older people, in particular and people with pre-existing medical conditions, such as asthma, diabetes, heart disease, kidney disease can become ...
Help for Individuals during the COVID-19 Pandemic

Help for Individuals during the COVID-19 Pandemic

  The recent COVID-19 business closures have made it a lot more financially difficult. If your debt payments become unmanageable give us a call. We have also included some short relief options in the article below from the Toronto & York Region Labour Council. ...
Resources  to Get Financial Help and Manage Bills and Debt Payments During Coronavirus

Resources to Get Financial Help and Manage Bills and Debt Payments During Coronavirus

Much of our lives have been put on hold due to the impact of the coronavirus. Sadly, though, bills still keep coming in and due dates for debt payments haven’t stopped. As with many Canadians, your budget is not prepared for the potential economic impact of this pandemic ...
The New KOHO App Will Help You Get Your Finances In Order

The New KOHO App Will Help You Get Your Finances In Order

The New KOHO App Will Help You Get Your Finances In OrderWatch this video on YouTube This video episode is about helping you get your finances in order and introducing you to a new powerful budgeting and savings app from KOHO. The app has a very unique way to help you save ...




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Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


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"Serving the GTA for 25 years."