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DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  

Consumer Proposals

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Bankruptcy Solutions

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

Credit Counselling

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

Is A Payday Loan A Good Idea?

Is A Payday Loan A Good Idea?

In this video, Richard Killen, a Scarborough-based Licensed Insolvency Trustee talks about whether a Payday loan is worth considering. I guess one can say that going into debt, any kind of debt, is hardly ever a good idea. Usually, the cost of the debt outweighs whatever ...

Is your credit rating affected?

Is your credit rating affected?

In this video, Licensed Insolvency Trustee in the GTA area, Richard Killen, talks about the how your credit rating will be impacted by your current financial situation and is not directly due to the fact that you are undergoing bankruptcy or a consumer proposal. As a ...

Will I Lose My Home If I Go Bankrupt?

Will I Lose My Home If I Go Bankrupt?

In this video, Richard Killen, a Toronto Licensed Insolvency Trustee answers the question most homeowners ask, which is “Will I lose my home if I go bankrupt or do a consumer proposal?” Because you may have debt problems, you may be concerned with losing your home and ...

What assets are you allowed to keep after you go bankrupt?

What assets are you allowed to keep after you go bankrupt?

In this video, Licensed Insolvency Trustee in the GTA area, Richard Killen, talks about the facts and misconceptions when it comes to losing assets in a bankruptcy procedure. Typically, people are scared to lose their important belongings should they undergo bankruptcy. In ...

Licensed Insolvency Trustee Advice: 4 Things for Debt Solutions

Licensed Insolvency Trustee Advice: 4 Things for Debt Solutions

In this video, Richard Killen, Licensed Insolvency Trustee based in Toronto, Scarborough, and 8 other debt relief locations in Ontario talks about 4 important things to keep in mind before deciding on a Licensed Insolvency Trustee. When people start looking for insolvency ...

Letter from Creditors after Bankruptcy? Call a Licensed Insolvency Trustee

Letter from Creditors after Bankruptcy? Call a Licensed Insolvency Trustee

In this video, Licensed Insolvency Trustee in the GTA area, Richard Killen, talks about what you can and should do when you receive a letter from creditors after bankruptcy. Here’s a few things to keep in mind should this happen to you:  It sometimes happens that ...

It’s that time again: Tips to help make tax time easier

It’s that time again: Tips to help make tax time easier

Filing taxes is a chore that few people enjoy. It can be complicated and difficult at the best of times. Here are some points and suggestions that may ease your pain a bit. If you have filed a bankruptcy then your trustee will be responsible for filing your taxes. Your job ...

The Role of a Licensed Insolvency Trustee in Mississauga

The Role of a Licensed Insolvency Trustee in Mississauga

The role of a Licensed Insolvency Trustee in Mississauga is critical in helping consumers who choose to go through the process of filing for bankruptcy to solve their overwhelming debt problems. Not only do they play a very big part in helping to minimize confusion, but ...

What Happens If My Employer Declares Bankruptcy?

What Happens If My Employer Declares Bankruptcy?

In this video, Richard Killen, Licensed Insolvency Trustee based in Toronto, Scarborough, and 8 other debt relief locations in Ontario talks about what happens if your employer declares bankruptcy. If you find yourself out of work because your employer has gone bankrupt the ...

Personal Finance- New Years Resolutions

Personal Finance- New Years Resolutions

In this video, Richard Killen, Licensed Insolvency Trustee providing debt counseling in Toronto, Scarborough, Ontario talks about New Years Resolutions about personal finance. Though New Years’ Resolutions, by and large, tend to last no longer than it takes to make ...







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“Serving Toronto & the GTA for over 25 years.”


What Our Clients Say

Happy Christmas to you and all of the stellar staff at Killen and Associates. It was the most stress-relieving call I’ve made and everyone was so very kind.

Wishing you all time spent in the company of those you love over the Christmas Season and a Healthy and Happy New Year!

Mr. Killen and Miss Linda and everyone else hope you enjoyed  The Merriest of Christmases and wishes for you that 2018 is the best year EVER!

Thank you all for your assistance over the past couple of years.  You made my life and circumstances more bearable.






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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


Contact us now for a fresh start!
1-888-545-5365


"Serving the GTA for 25 years."

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"The Most Stress Relieving Call You’ll Ever Make!"