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DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

Trustees Report

Trustees Report

And most often, one of the reasons why I was a little late today, I had to go to my Mississauga office to meet with a person doing a proposal, consumer proposal, and I signed the report before I left, and the main argument is quite simple, the proposal is offering a net ...

Richard Killen on Tunedin with Lucy Zilio

Richard Killen on Tunedin with Lucy Zilio

In this video, Lucy Zilio talks with Richard Killen on Richard Killen & Associated 25th Anniversary. Richard, a Licensed Insolvency Trustee (LIT) talks about more and more people with debt challenges choose a consumer proposal over bankruptcy in Toronto. Watch the ...

What Happens To My Debts If I Go Bankrupt

What Happens To My Debts If I Go Bankrupt

  In this video, Richard Killen, a Licensed Insolvency Trustee in Bankruptcy in Toronto talks about, What Happens To My Debts If I Go Bankrupt. People sometimes ask me what is really happening with regards to my debts if I go bankrupt or if I do a consumer proposal? ...

What Are The Different Types Of Creditors

What Are The Different Types Of Creditors

  In this video, Richard Killen, a Licensed Insolvency Trustee in Bankruptcy Toronto talks about, What Are The Different Types Of Creditors. In a Trustees world, there are three types of creditors, there are secured creditors, unsecured creditors, and contingent ...

Will I Lose My Personal Possessions If I Go Bankrupt

Will I Lose My Personal Possessions If I Go Bankrupt

  In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy in Toronto talks about, Will I Lose My Personal Possessions If I Go Bankrupt. There is a Provincial law that regulates what a person might lose, or can lose, actually let me turn it around, ...

What Happens To My Co-signor?

What Happens To My Co-signor?

  In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy in Toronto talks about, What Happens To My Co-signor?.   When people do a bankruptcy or even a consumer proposal, if they have a co-signor on one of their debts, they are going to be ...

Do I Have To Pay a Minimum Portion?

Do I Have To Pay a Minimum Portion?

In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy in Toronto talks about, Do I Have To Pay a Minimum Portion?. Some people are under the impression that they go bankrupt or for that matter they do a consumer proposal, they are required to pay a ...

How Long Will My Bankruptcy Last in Ontario?

How Long Will My Bankruptcy Last in Ontario?

In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy Toronto talks about, How long a Bankruptcy lasts. There tends to be some general misunderstanding about how long a bankruptcy lasts. People hear things about this 7 years business, not being able to ...

Would Services of a Trustee Prevent Me From Getting a Mortgage?

Would Services of a Trustee Prevent Me From Getting a Mortgage?

In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy in Toronto talks about “Would Services of a Trustee Prevent Me From Getting a Mortgage”. One of the big ambitions of most people, especially for the family is to ultimately buy a house. ...

Will My Boss Find Out About My Bankruptcy?

Will My Boss Find Out About My Bankruptcy?

In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy in Ontario talks about if the boss can find out about the bankruptcy. The only time that a person’s employer is officially told, that they have gone bankrupt or that they have done a consumer ...



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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


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"Serving the GTA for 25 years."