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DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.

Consumer Proposals

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Bankruptcy Solutions

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

Credit Counselling

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

What Happens To My Co-signor?

What Happens To My Co-signor?

  In this video, Richard Killen, a Toronto-based Licensed Insolvency Trustee talks about, What Happens To My Co-signor?.   When people do a bankruptcy or even a consumer proposal, if they have a co-signor on one of their debts, they are going to be very ...

Do I Have To Pay a Minimum Portion?

Do I Have To Pay a Minimum Portion?

In this video, Richard Killen, a Toronto-based Licensed Insolvency Trustee talks about, Do I Have To Pay a Minimum Portion?. Some people are under the impression that they go bankrupt or for that matter they do a consumer proposal, they are required to pay a certain ...

How Long Will My Bankruptcy Last in Ontario?

How Long Will My Bankruptcy Last in Ontario?

In this video, Richard Killen, a Toronto-based Licensed Insolvency Trustee talks about, How long a Bankruptcy lasts. There tends to be some general misunderstanding about how long a bankruptcy lasts. People hear things about this 7 years business, not being able to obtain ...

Would Services of a Trustee Prevent Me From Getting a Mortgage?

Would Services of a Trustee Prevent Me From Getting a Mortgage?

In this video, Richard Killen, a Toronto-based Licensed Insolvency Trustee talks about “Would Services of a Trustee Prevent Me From Getting a Mortgage”. One of the big ambitions of most people, especially for the family is to ultimately buy a house. People who ...

Will My Boss Find Out About My Bankruptcy?

Will My Boss Find Out About My Bankruptcy?

In this video, Richard Killen, a Toronto-based Licensed Insolvency Trustee talks about if the boss can find out about the bankruptcy. The only time that a person’s employer is officially told, that they have gone bankrupt or that they have done a consumer proposal, if they ...

What Happens To My Job If I Go Bankrupt In Ontario

What Happens To My Job If I Go Bankrupt In Ontario

In this video, Richard Killen, a Toronto-based Licensed Insolvency Trustee talks about if your job is affected by a bankruptcy. Generally speaking, a person’s employment is not affected by a bankruptcy and not affected negatively by a bankruptcy. In fact, in may be ...

Is A Payday Loan A Good Idea?

Is A Payday Loan A Good Idea?

In this video, Richard Killen, a Scarborough-based Licensed Insolvency Trustee talks about whether a Payday loan is worth considering. I guess one can say that going into debt, any kind of debt, is hardly ever a good idea. Usually, the cost of the debt outweighs whatever ...

Is your credit rating affected?

Is your credit rating affected?

In this video, Licensed Insolvency Trustee in the GTA area, Richard Killen, talks about the how your credit rating will be impacted by your current financial situation and is not directly due to the fact that you are undergoing bankruptcy or a consumer proposal. As a ...

Will I Lose My Home If I Go Bankrupt?

Will I Lose My Home If I Go Bankrupt?

In this video, Richard Killen, a Toronto Licensed Insolvency Trustee answers the question most homeowners ask, which is “Will I lose my home if I go bankrupt or do a consumer proposal?” Because you may have debt problems, you may be concerned with losing your home and most ...

What assets are you allowed to keep after you go bankrupt?

What assets are you allowed to keep after you go bankrupt?

In this video, Licensed Insolvency Trustee in the GTA area, Richard Killen, talks about the facts and misconceptions when it comes to losing assets in a bankruptcy procedure. Typically, people are scared to lose their important belongings should they undergo bankruptcy. In ...



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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


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"Serving the GTA for 25 years."