DEBT RELIEF STARTS HERE!
If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.
We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.
A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.
Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.
This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.
We have assisted thousands of people like you to become debt free.
CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365
In this video, Richard Killen, Licensed Insolvency Trustee based in Toronto, Scarborough, and 8 other debt relief locations in Ontario talks about 4 important things to keep in mind before deciding on a Licensed Insolvency Trustee. When people start looking for insolvency ...
In this video, Licensed Insolvency Trustee in the GTA area, Richard Killen, talks about what you can and should do when you receive a letter from creditors after bankruptcy. Here’s a few things to keep in mind should this happen to you: It sometimes happens that ...
Filing taxes is a chore that few people enjoy. It can be complicated and difficult at the best of times. Here are some points and suggestions that may ease your pain a bit. If you have filed a bankruptcy then your trustee will be responsible for filing your taxes. Your job ...
The role of a Licensed Insolvency Trustee in Mississauga is critical in helping consumers who choose to go through the process of filing for bankruptcy to solve their overwhelming debt problems. Not only do they play a very big part in helping to minimize confusion, but ...
In this video, Richard Killen, Licensed Insolvency Trustee based in Toronto, Scarborough, and 8 other debt relief locations in Ontario talks about what happens if your employer declares bankruptcy. If you find yourself out of work because your employer has gone bankrupt ...
In this video, Richard Killen, Licensed Insolvency Trustee providing debt counseling in Toronto, Scarborough, Ontario talks about New Years Resolutions about personal finance. Though New Years’ Resolutions, by and large, tend to last no longer than it takes to make ...
In this video, Richard Killen, Licensed Insolvency Trustee based in Toronto talks about buying Christmas gifts on credit cards. It is important to remember that credit card bills don’t take a Christmas holiday. Christmas brings out the “giving” in us, ...
In November 1992 the Bankruptcy Act received a broad overhaul for the first time since 1966. If you can imagine the changes that had taken place in Canadian society between those years you can understand that this was due; probably overdue. One of the main changes to the ...
Many, many times in the years that I have been a Licensed Insolvency Trustee in Toronto I have met people who had very little understanding of how credit works, especially consumer credit. In fact, when I started my trustee business one of the first persons who came to ...
It almost sounds funny, doesn’t it? Bankruptcy Counselors Toronto – somebody who counsels people, presumably in Toronto, on how to go bankrupt? Perhaps the term is misleading? I think so. Real Bankruptcy Counselors, in Toronto or elsewhere, don’t counsel people to go ...
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What Our Clients Say
It’s been a year since I came into your office.
I’m truly grateful for the kindness you’ve shown me.
You’re one of the decent guys.
Thank you Richard
Dear Mr. Killen,
Dealing with you was a great pleasure.
It was a very informative and constructive conversation.
Your input was appreciated and gave me a lot to think about.
Thank you again for your consideration.
Just want to say thank you and the staff for all your help.
Life is so much better now.
I’m wanting to thank you and all your staff for your support and understanding throughout last year, your office was my saviour!
So I wish you all nothing but “Best Wishes”.
This is a small step, a small show of works, at this café.
I would like to thank you and your staff for walking me through a very tough time.
You are an extraordinary person. Your reason of understanding is beyond me.
I keep wondering if you’re in the right profession, and that you should have been a nurse or doctor!
Thank you very much for understanding and most of all trusting me to keep my word.
Thank you again for not making me feel like a “criminal”, for treating me like a “person”.
You are a very special person.
Not too many people take time out these days to listen and understand other people’s problems.
Dear Mr. Killen,
I would like to take this opportunity to thank you and your staff for their understanding of my situation when I first approached your office, and also I could not believe the kindness and courtesy shown to me throughout my ordeal.
It is not very often in this day and age that you come upon people such as yourself and your staff who make you feel comfortable in a situation like this, rather than what I expected to feel, uncomfortable.
Thank you once again for helping me through a bad situation.
Yours very truly
Richard & Michele,
You both helped me through a very difficult time in my life.
I can’t thank you enough.
WOW! Sending much love and a big Thank You to all staff of Killen Associates for your love, understanding and continued support. I truly like this new feeling I have in my mind and heart. God bless you all.
Richard & Staff,
Thank you very much to all of you.
Your kindness and understanding during this very difficult and stressful time was greatly appreciated.
You all deserve a medal.
Dear Mr. Richard Killen & Associates,
We are grateful that your pressure over the past year and a half never got out of control.
Thank you for that and being there for us.
Still hurting bad, work has evaded us, but we are still hopeful of self-employment ahead, our government allowing Ontario’s debt and people to co-exist.
We still feel like victims shut out by guidelines that make sure we suffer for a long time.
We have no credibility.
You and your staff, Mr. Killen, have always been courteous and made us welcome.
Happy Christmas to you and all of the stellar staff at Killen and Associates. It was the most stress-relieving call I’ve made and everyone was so very kind.
Wishing you all time spent in the company of those you love over the Christmas Season and a Healthy and Happy New Year!
Dear Richard & Associates
Just a quick note to thank you for helping me through a difficult time.
You allowed me to feel like a contributing member of society even though I was bankrupt, thank you.
And because of that I have a new car and a loan, more importantly one that I have the financial means and know how to pay off.
This too is thank to you and your staff.
I now know how to better manage my money to do and afford the things that I want.
I wish to acknowledge your personal help to me during the traumatic experience I found myself going through.
Certainly your professionalism and that of your staff will remain with me.
Thank you for your encouragement to me, that I may remain positive.
May Yahweh God bless you for the wonderful work you do.
You have saved my life!
Love & Prayer
I would sincerely like to thank you for your compassion and understanding during my initial contact with you.
Thank you Richard, I sincerely appreciate your kindness.
Mr. Killen and Miss Linda and everyone else hope you enjoyed The Merriest of Christmases and wishes for you that 2018 is the best year EVER!
Thank you all for your assistance over the past couple of years. You made my life and circumstances more bearable.
We would like to take this opportunity to thank you so much for all your help and patience in dealing with us.
You have improved our quality of life to heights that we wouldn’t have been able to accomplish alone.
With a new beginning, it seems like a lifetime since we have been so relaxed and able to concentrate on the future.
And please give my best wishes to both Bonnie and Richard. Your professionalism, together with the understanding and compassion that all of you extended to me during this emotionally-difficult process will always be very much appreciated. You are all *very* good at your jobs! 🙂
Dear Mr. Killen,
I went to see Mrs. Mendelson last week for my credit councelling appointment.
I must tell you, she is an absolutely delightful and refreshing person.
Both you and Mrs. Mendelson have been so helpful and understanding with me.
I really appreciate the time you have taken with me.
Thank you very much.
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