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DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.

Consumer Proposals

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Bankruptcy Solutions

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

Credit Counselling

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

5 Signs That You Have Too Much Debt And Need Debt Help

5 Signs That You Have Too Much Debt And Need Debt Help

There are lots of different tells that you have that let debt levels get out of control and you should consider getting some debt help. Basically, if you are even asking yourself if this is the case, there’s a good chance you are in trouble.   But see if any of these ...

Five Reasons People Consider Declaring Bankruptcy

Five Reasons People Consider Declaring Bankruptcy

While many people believe that declaring bankruptcy is always a sign of financial mismanagement, this is not always the case. Misfortune and disaster can also lay low someone who had been keeping their head above the financial waters. So here are five common reasons people ...

Debt Consultant- Canadian Debt Alert!

Debt Consultant- Canadian Debt Alert!

Many more Canadians are tying rocks around their waists and jumping into a sea of debt. If this sounds familiar, it may be time to talk to a Toronto debt consultant. According to a report recently released by Statistics Canada, “Changes in debt and assets of Canadian ...

4 Things About Financial Planning In Toronto That Are Untrue

4 Things About Financial Planning In Toronto That Are Untrue

People come up with a lot of reasons to avoid financial planning in Toronto and not to plan for their financial future. They’re too young, too old, too broke and so on. But the truth is, financial planning, and the services of financial planner, can help you make a game ...

How Do You Stop Collection Calls In Toronto?

How Do You Stop Collection Calls In Toronto?

Many Toronto residents often wonder “How do I stop collection calls?” The fear of a ringing phone is one sign that you’ve let your debt get out of control and now the collection agencies are after you. And they can become very aggressive. There are stories of agencies ...

Are You in Debt Denial?

Are You in Debt Denial?

Are we just fooling ourselves.? Sure you’re carrying a balance month to month on your credit card, have car payment and a substantial mortgage on your house. But this is normal, right? No, not necessarily. There’s a good chance you’re fooling yourself. ...

Alternatives to Bankruptcy

Alternatives to Bankruptcy

Richard Killen Licensed Insolvency Trustee explains that there are four options if you become insolvent. ...

Instant relief

Instant relief

Richard Killen explains the kind of relief you will feel after just with one visit to Richard Killen & Associates. ...

The Misconceptions Around Bankruptcy

The Misconceptions Around Bankruptcy

Richard Killen Licensed Insolvency Trustee explains that you will not lose all your assets. ...

What is the Process?

What is the Process?

Richard Killen talks about what the process is for choosing the best option to resolve your insolvency problems and how individual circumstances will determine the consequences. ...



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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


Contact us now for a fresh start!
1-888-545-5365


"Serving the GTA for 25 years."