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DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  

Consumer Proposals

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Bankruptcy Solutions

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

Credit Counselling

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

How a Co-Signer is Affected

How a Co-Signer is Affected

Richard Killen explains hos a cosigner will be affected during a bankruptcy or proposal. FacebookTwitterGoogle plusLinkedinXEmail

Can I Still Operate a Business

Can I Still Operate a Business

Richard Killen explains the truth behind your limitations or restrictions during a bankruptcy or consumer proposal. FacebookTwitterGoogle plusLinkedinXEmail

How Your Credit Rating is Affected

How Your Credit Rating is Affected

Richard Killen talks about how your credit will be affected should you declare bankruptcy. FacebookTwitterGoogle plusLinkedinXEmail

Bankruptcy Explained

Bankruptcy Explained

Richard Killen Licensed Insolvency Trustee and licensed consumer proposal administrator, talks about the fourth and final option available to you for resolving your financial troubles. FacebookTwitterGoogle plusLinkedinXEmail

Do I Need to Meet My Creditors?

Do I Need to Meet My Creditors?

The last people you want to meet when going through a bankruptcy in Ontario is your creditors, right? You know, the people who have been sending you notices, phoning you non-stop, garnisheeing your wages and generally making your life difficult. What are the chances you ...

What Happens to Your Assets During a Bankruptcy

What Happens to Your Assets During a Bankruptcy

Richard Killen explains that you may still be able to keep your house and car during a bankruptcy. FacebookTwitterGoogle plusLinkedinXEmail

10 Debt Danger Signals

10 Debt Danger Signals

After the expense of the holidays, many of us wonder how much debt is too much. Yes, Canadians are used to carrying record debt loads, but there comes a point where the burden may become too heavy.  Here are 10 danger signs that could reveal your spending is out of ...

Divorce and Bankruptcy

Divorce and Bankruptcy

Divorce in Canada can be complicated when it comes to debt. Divorce can cause bankruptcy and bankruptcy can cause divorce. Study after study show that financial problems can lead to marital breakdown. Filing for bankruptcy as you go through a divorce, or after, can make ...

Gas Goes Down, Debt Goes Up

Gas Goes Down, Debt Goes Up

Apparently you can’t win. Gas prices go down, saving consumers money, but then the commodity-based Canadian economy is hurt by the shortfall in oil revenues, shown in the dropping loonie. You’ll have more money to spend on you next trip to Buffalo but it ...

Financial Resolutions for the New Year

Financial Resolutions for the New Year

The new year is a time of new beginnings. Many of us make resolutions to live more healthily, fix up our relationships and get our finances in order. While we can’t help you lose weight or improve your love life, we’d be happy to offer you eight suggestions so ...







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“Serving Toronto & the GTA for over 25 years.”


What Our Clients Say

Happy Christmas to you and all of the stellar staff at Killen and Associates. It was the most stress-relieving call I’ve made and everyone was so very kind.

Wishing you all time spent in the company of those you love over the Christmas Season and a Healthy and Happy New Year!

Mr. Killen and Miss Linda and everyone else hope you enjoyed  The Merriest of Christmases and wishes for you that 2018 is the best year EVER!

Thank you all for your assistance over the past couple of years.  You made my life and circumstances more bearable.






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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


Contact us now for a fresh start!
1-888-545-5365


"Serving the GTA for 25 years."

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"The Most Stress Relieving Call You’ll Ever Make!"