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Relief From Collection Agencies

Posted on Jun 20, 2014 in Bankruptcy, Collection Agency, Credit, Credit Rating, Debt |

Hi. I’m Richard Killen, from Richard Killen & Associates. When you fall behind in your debt payments and creditors and agencies start calling, simply answering the phone can be an ordeal, especially if it’s never happened to you before. As a Licensed Insolvency Trustee, I see people in this kind of situation every day. The good news is that we at Richard Killen can actually help you with this problem. The Bankruptcy & Insolvency Act...

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Consumer Proposal or Bankruptcy?

Posted on Jun 16, 2014 in Bankruptcy, Consumer Proposals |

If you are coping with severe debt problems, you have five choices to deal with the crisis: Get a consolidation loan, try to negotiate with your creditors, run away, do a consumer proposal, or go bankrupt. The first three options you can handle yourself (we don’t recommend trying to run from your problems; they have a nasty habit of catching up). Personal bankruptcies and consumer proposals are solutions governed by the Bankruptcy and...

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