[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/rkillen.ca\/whitby-bowmanville-oshawa-trustee-in-bankruptcy\/#Article","mainEntityOfPage":"https:\/\/rkillen.ca\/whitby-bowmanville-oshawa-trustee-in-bankruptcy\/","headline":"Oshawa Licensed Insolvency Trustee","name":"Oshawa Licensed Insolvency Trustee","description":"[vc_row equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1629558005910{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-image: url(https:\/\/rkillen.ca\/wp-content\/uploads\/2021\/08\/OSHAWA-min.jpg?id=12725) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column css_animation=&#8221;fadeInLeft&#8221; width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1628498653621{padding-top: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Licensed Insolvency Trustee in Oshawa, Ontario&#8221; font_container=&#8221;tag:h1|font_size:35px|text_align:left|color:%23ffffff&#8221; google_fonts=&#8221;font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;h1t&#8221;][vc_column_text css=&#8221;.vc_custom_1629318898317{margin-bottom: 10px !important;}&#8221;]Richard Killen &amp; Associates is an Oshawa Licensed Insolvency Trustee, which offers debt relief services such as debt counselling, [&hellip;]","datePublished":"2021-08-18","dateModified":"2024-04-19","author":{"@type":"Person","@id":"https:\/\/rkillen.ca\/author\/adminrkillen\/#Person","name":"R. Killen","url":"https:\/\/rkillen.ca\/author\/adminrkillen\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/291a08cd2df156bf4f7bceb09e15cda94bbf15ef7e70c7db3a538bde0c4a0230?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richard Killen and Associates","logo":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2016\/08\/landscape-logo-12345-for-web.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/rkillen.ca\/wp-content\/uploads\/2020\/07\/getting-a-mortgage-after-a-consu.jpg","url":"https:\/\/rkillen.ca\/wp-content\/uploads\/2020\/07\/getting-a-mortgage-after-a-consu.jpg","width":100,"height":100},"url":"https:\/\/rkillen.ca\/whitby-bowmanville-oshawa-trustee-in-bankruptcy\/","video":{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=7QD-NdDzE5Q#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=7QD-NdDzE5Q","name":"Obtain A Consumer Proposal in Oshawa through a Licensed Insolvency Trustee","description":"https:\/\/www.g.page\/richard-killen-oshawa This video tutorial provides you with a guide on consumer proposals for everyday people in Oshawa and neighbouring areas like Whitby, Courtice, Clarington and Bowmanville regarding what a Consumer Proposal is and what forms of financial debt can be included. \n\nIs usually a consumer proposal your ideal strategy for credit card debt relief in Oshawa?\n\nThe majority of regular people decide on a consumer proposal rather than a personal bankruptcy in Oshawa.\n\nThe different types of personal debt that might be included in a consumer proposal.\n\n\u2022 Credit card debt\n\u2022 Health-related debt\n\u2022 Personal loans\n\u2022 Payday advance loans \n\u2022 A line of credit\n\u2022 And selected student education loans\n\nYou'll be able to incorporate debt to the Canada Revenue Agency for tax and GST\/HST.\n\nJust what is a consumer proposal?\nA consumer proposal is a legal process under the bankruptcy and insolvency act. It really is a settlement that under legal standing binds you in addition to creditors.\n\nA consumer proposal is a legal contract between you and your creditors. The amount of money you pay back is generally a lesser amount than the amount of money outstanding. The amount is determined by a dollar amount you can realistically be likely to pay back and interest penalty charges cease.\n\nWhat positive effects will you get as part of a consumer proposal?\n\n\u2022 A proposal automatically ceases any legal actions or garnishees and collection calls.\n\u2022 It offers you the opportunity to pay off the money you owe without filing for personal bankruptcy.\n\u2022 Interest charges and penalty charges stop.\n\u2022 Repayment is based on what you can afford, not necessarily your outstanding balance.\n\nAs opposed to a debt management plan or a debt consolidation loan that is generally paid back in full.\n\nA Consumer Proposal may often be a great option to look at if you can not meet the requirements or were turned down for a consolidation loan.\n\nQuit worrying about credit card debt. Worry can cause stress and anxiety that could affect your sleep, your state of health and your job. Have a discussion with a licensed insolvency trustee.\n\nBook a complimentary appointment with a licensed insolvency trustee or licensed consumer proposal administrator. Richard Killen & Associates also offer after work consultations. During your free consult, we will review all of your solutions for personal debt relief.\n\nRemember, only licensed insolvency trustees can offer all the financial debt relief options. \n\n\u2022 Consumer proposals\n\u2022 Bankruptcy\n\u2022 Debt counselling\n\nRichard Killen & Associates have offices over the Greater Toronto Area. \nCall our Oshawa Office to book a complimentary consultation.\nIt will be the most stress-relieving call you'll ever make!\n\nRichard Killen & Associates Oshawa\nhttps:\/\/rkillen.ca\/whitby-bowmanville-oshawa-trustee-in-bankruptcy\/ \n146 Simcoe St N,\nOshawa, ON L1G 4S6, Canada\nTel: +1 289-312-8872\n\nFor more information visit the Richard Killen & Associates website at https:\/\/rkillen.ca\nFollow us on Social Media: \nhttps:\/\/www.instagram.com\/killen_trustee\/\nhttps:\/\/twitter.com\/Killen_Trustee\nhttps:\/\/www.facebook.com\/rkillenassociates\nhttps:\/\/www.linkedin.com\/company\/richard-killen-&-associates\/\nhttps:\/\/www.linkedin.com\/in\/richard-killen-020aaaba\/","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/7QD-NdDzE5Q\/default.jpg","https:\/\/i.ytimg.com\/vi\/7QD-NdDzE5Q\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/7QD-NdDzE5Q\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/7QD-NdDzE5Q\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/7QD-NdDzE5Q\/maxresdefault.jpg"],"uploadDate":"2019-10-20T19:34:19+00:00","duration":"PT2M21S","embedUrl":"https:\/\/www.youtube.com\/embed\/7QD-NdDzE5Q","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw#Organization","url":"https:\/\/www.youtube.com\/channel\/UCVqfGDwXy-OK5RHKZGkaMUw","name":"Richard Killen & Associates Ltd","description":"Since 1992 we at Richard Killen & Associates have helped thousands of people resolve their financial problems. With over 22 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.\n\nThe strength of our company is exemplified by the manner in which we treat our customers. We understand the intense pressure people are under. You will feel better after having spoken with our staff and your sense of dignity will be restored. The relief most people feel is tangible.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_nK1yzM56nIFCGmWO7scxw1pLTW2Z8LVLH_kg8kdbbfw5M=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=7QD-NdDzE5Q#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=7QD-NdDzE5Q#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=7QD-NdDzE5Q&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=7QD-NdDzE5Q#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":6}]]}},{"@context":"https:\/\/schema.org","@type":"BreadcrumbList","@id":"https:\/\/rkillen.ca\/whitby-bowmanville-oshawa-trustee-in-bankruptcy\/#BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Oshawa Licensed Insolvency Trustee","item":"https:\/\/rkillen.ca\/whitby-bowmanville-oshawa-trustee-in-bankruptcy\/#breadcrumbitem"}]}]