Our Newmarket Licensed Insolvency Trustee office offers debt relief services such as credit counselling Ontario, creditor negotiation, consumer proposals Newmarket and personal bankruptcy assistance to the residents of Newmarket, Aurora and East Gwillimbury.
NEWMARKET & AURORA LICENSED INSOLVENCY TRUSTEES ONTARIO
Please provide the following information so we may contact you for your free consultation.
Get Out Of Debt
Richard Killen & Associates Newmarket Licensed Insolvency Trustee Office is located on Davis Drive just east of Yonge Street. We provide debt relief services to residents of Newmarket, Aurora and East Gwillimbury areas. Killen has offices located all over the Greater Toronto Area (GTA).
We provide you with FREE consultation so you can get an in-depth assessment of your financial situation. Then you can determine the best solution to your debt problems.
We also realize that meeting during the day may interfere with your work, therefore we offer after hour’s appointments for people in Newmarket.
- Richard Killen & Associates Ltd
- Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator
- 40 Davis Drive, Unit 3, Newmarket, ON L3Y 2M7, Canada
Licensed Insolvency Trustee for Debt Relief in Newmarket & Aurora, Ontario
There is a huge difference between a Trustee and other debt counseling companies and loan consolidation companies in the Newmarket area. The biggest differences are:
- Consolidation loan companies and other financial institutions like banks are making their money based on commissions or the interest you pay them. A trustee like Richard Killen is not making commissions or other incentives to sell you a loan agreement.
- Only a licensed Consumer Proposal Administrator like Richard Killen can offer you a consumer proposal. Proposals are a growing alternative to bankruptcies. In fact, in recent years there have been more consumer proposals filed than bankruptcies. Only a licensed administrator can advise you on the benefits and consequences of each solution.
- A Licensed Insolvency Trustee like Richard Killen is working on your behalf and not on behalf of a loan company or bank. They are unbiased and can provide you with all the debt relief options, not just some. This way you can make the best decision possible as you will have all the information you require to make an educated decision.
Newmarket Consumer Proposals for Debt Relief
We offer appointments through regular office hours as well as evening appointments for your convenience. The initial consultation is always FREE.
If you are constantly stressed out every day thinking about your debt and how to meet your monthly obligations, I encourage you to give us a call. We have assisted thousands of people like you to get back on track and get a new start.
Talking to us does not obligate you to declare bankruptcy or anything at all. We will review your financial situation with you and provide you with the options available. It is your decision after that to choose a solution or do nothing.
Testimonials
What our customers say about us
QUESTIONS ANSWERED ABOUT BANKRUPTCY
What factors determine if bankruptcy is the best solution for me?
Who will know about my bankruptcy?
How does bankruptcy affect my wages?
Does bankruptcy affect my spouse?
What happens with respect to my taxes?
The Trustee usually is assigned refunds from the post-bankruptcy return to be paid to the creditors. Income taxes owing before the bankruptcy are discharged. Any amount owing on the post-bankruptcy tax return must be paid by the bankrupt.
If I go bankrupt, will I need a bankruptcy lawyer in Toronto?
Will I ever be able to get credit again?
What is a Licensed Insolvency Trustee in Toronto?
Are student loans discharged in bankruptcy?
An individual filing bankruptcy within ten years of last attending school will not be eligible to have their student loans discharged at the end of the normal nine-month bankruptcy term. Rather, that individual must make a separate application to the court to have the student loans discharged after the ten years have passed.
The laws involving bankruptcy and student loans are relatively new and the Courts will be interpreting these new laws and your Trustee will advise you of up-to-date changes.
GET A FRESH START
Please provide the following information so we may contact you for your free consultation.