As Toronto Licensed Insolvency Trustees, we offer FREE consultations on debt counseling, informal proposals, consumer proposals, personal bankruptcies, and debt consolidation loans in Toronto.
Consumer Proposals Bankruptcy Trustee In Toronto
GET A FRESH START
Please provide the following information so we may contact you for your free consultation.
Get Out Of Debt
For over 25 years Richard Killen & Associates, Toronto Licensed Insolvency Trustees (previously Bankruptcy Trustees), has been helping the good people of Toronto East York to overcome their debt problems through credit counseling Toronto, debt consolidation loans, personal bankruptcies, and consumer proposals.
Our Toronto Licensed Insolvency Trustee office is in East Danforth at the intersection of Danforth Avenue and Main Street. The office is conveniently located at the Main Street subway stop on the East/West Bloor/Danforth subway line.

Here we share space with Elizabeth Webster, a solicitor whose firm has been providing legal services to the people of East York and The Danforth since 1941. This well-established location allows Richard Killen & Associates to be accessible to everyone within reach of Toronto’s public transportation system.
- Richard Killen & Associates
- Licensed Insolvency Trustee and
- Licensed Consumer Proposal Administrator
- 2600 Danforth Ave, Toronto, ON M4C 1L3, Canada
Toronto, Ontario is a great place to live especially in East Danforth with Greektown on the west and Shoppers World on the east side. Most of the development in this area occurred from the 1910s to the 1930s however there has been much redevelopment since then. There are retail shops along with a good majority of Danforth Avenue. Main Square and Crescent Town are the major high rises in the area however most of the apartments and condos are low rise buildings.
While it is great to walk along the Danforth and take in the scenery, many individuals do not enjoy the sites as much as they could as “debt” is all that is on their minds. This can be an exciting area to live in, however, it can also be costly. For many, all it takes is to get laid off for a short time or get hit with a few unexpected bills and we can quickly fall behind.
We rely on our lines of credit or credit cards as a temporary solution however sometimes we extend ourselves and before we know it our monthly obligations exceed our earnings. Debt begins to build month after month and it becomes all we can think about.
Toronto Consumer Proposal For Debt Relief
If you are financially stressed and seeking some debt relief, I encourage you to talk to one of our debt counselors. Good people get into debt problems and our goal is to get you back on track with a fresh start. The initial consultation is free and most people say the call they make to our office is one of the most stress-relieving calls they have ever made.
Contact us today to get the debt relief you’ve been looking for!
Testimonials
What our customers say about us
QUESTIONS ANSWERED ABOUT BANKRUPTCY
What factors determine if bankruptcy is the best solution for me?
Who will know about my bankruptcy?
How does bankruptcy affect my wages?
Does bankruptcy affect my spouse?
What happens with respect to my taxes?
The Trustee usually is assigned refunds from the post-bankruptcy return be paid to the creditors. Income taxes owing prior to the bankruptcy are discharged. Any amount owing on the post-bankruptcy tax return must be paid by the bankrupt.
If I go bankrupt, will I need a bankruptcy lawyer in Toronto?
Will I ever be able to get credit again?
What is a Licensed Insolvency Trustee in Toronto?
Are student loans discharged in bankruptcy?
An individual filing bankruptcy within ten years of last attending school will not be eligible to have their student loans discharged at the end of the normal nine-month bankruptcy term. Rather, that individual must make a separate application to the court to have the student loans discharged after the ten-year period has passed.
The laws involving bankruptcy and student loans are relatively new and the Courts will be interpreting these new laws and your Trustee will advise you of up-to-date changes.
GET A FRESH START
Please provide the following information so we may contact you for your free consultation.