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DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  Read More

Consumer Proposals

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Bankruptcy Solutions

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

Credit Counselling

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365


Recent Activity

A Person in Toronto Asks -Should I Go Bankrupt?

A Person in Toronto Asks -Should I Go Bankrupt?

In this video, Richard Killen, a Licensed Insolvency Trustee with offices across Toronto answers the question. I don’t know how many times I have been asked by somebody during the course of the free consultation we provide to consumers at the beginning. What do you...

Can I Include Income Tax Debt In My Bankruptcy in Durham, Ontario?

Can I Include Income Tax Debt In My Bankruptcy in Durham, Ontario?

In this video, Richard Killen, a Licensed Insolvency Trustee with offices in Durham region (Pickering & Oshawa) talks about whether a person’s income tax debt can be included in a personal bankruptcy in Ontario. Something that comes as a big surprise to a lot of...

Can I Cancel My Personal Bankruptcy in Toronto, Ontario?

Can I Cancel My Personal Bankruptcy in Toronto, Ontario?

 Sometimes I get asked by people who have recently filed personal bankruptcy whether or not they can cancel their personal bankruptcy in Ontario. Perhaps they have changed their mind and are wondering if their bankruptcy can be canceled? The short answer is no, the...

In Toronto Are My Spouse’s Assets Affected By My Bankruptcy?

In Toronto Are My Spouse’s Assets Affected By My Bankruptcy?

In this video, Richard Killen, a Toronto-based Licensed Insolvency Trustee talks about, the effect of your bankruptcy or your wife or husband’s assets. I am often asked is “Are my wife’s or husband’s assets be affected in any way?” Generally speaking, the way...

Verifying statement of affairs

Verifying statement of affairs

I mean basically, think of it this way, if you come in to see me, and you are having trouble paying your bills and all that, and it’s been a very rough two years for you and so on, so you come in, and now do I not believe you when you start telling me your situation?...

Licensed Insolvency Trustee Explains Consumer Proposals

Licensed Insolvency Trustee Explains Consumer Proposals

 In this video, Richard explains in simple language how consumer proposals in Toronto work as many people are not terribly familiar with them. First of all, a proposal is a proposal. There are two types, consumer proposals and regular proposals. The regular one has...

Why a bankruptcy trustee is like a bus driver

Why a bankruptcy trustee is like a bus driver

Now it is not really an exercise to be all things to all people, or anything like that, it’s not the way the law works, but it is there essentially to protect the rights of people. And when those rights come into conflict, then the court is asked to step in and...

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What Our Clients Say

Mr. Killen and Miss Linda and everyone else hope you enjoyed  The Merriest of Christmases and wishes for you that 2018 is the best year EVER!

Thank you all for your assistance over the past couple of years.  You made my life and circumstances more bearable.

Neil