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As an essential service, we are open to assist everyone during all phases of COVID-19 closures.

Debt Stress never takes a break, and we are always here to assist you with your debt problems.

Our staff take all the necessary precautions to prevent the spread of COVID-19. Our trustees are available for a consultation via phone, video call or where possible in person consultation. Visit here to book an initial consultation or call us at 1-888-545-5365.

If you have an active bankruptcy or proposal with us, we have you covered. See the details here.

Stay safe.
Richard Killen, LIT, CIRP

Richard Killen & Associates

Enjoying Every Minute Together.

DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

credit card bills

How to Pay Off Holiday Credit Card Debt Quickly

You’re now looking at your bank statements and credit card bills with wide eyes, and the amount of cash you’ve blown this past December is finally starting to sink in. It gets you wondering: What can I do to pay off holiday credit card debt quickly? It can be very scary to...
holiday overspending

Recover from Holiday Overspending with these Quick Fixes 

Holiday overspending is a reality for most Canadians. According to a survey by Manulife Bank of Canada, 68% of Canadians said that they will overspend during the holidays despite the fact that they already have a lot of debts and even knowing that they will likely face...
2019 happy holidays

Richard Killen’s Christmas Message 2019

December is a very exciting and interesting time of year. From the official beginning of Winter to the various religious celebrations, such as Christmas and Hanukkah. It’s also a time for some philosophical pondering; reviewing the year past and formulating our resolutions...

Financial Literacy Month: Taking Charge of Your Finances

Canadians celebrate Financial Literacy Month every November. Created and launched in June 2015 by the Financial Consumer Agency of Canada (FCAC), this initiative sets out three basic goals to help Canadians understand their rights and responsibilities to be able to: Manage...
crushing debt

Crushing Debt – Why You Should Pay Off Your Debt

https://youtu.be/ZdygUCkzGtU Richard Today we're joined by David Trahair. David Trahair is a Chartered Professional Accountant (CPA, CA), and a personal finance writer, trainer and e-Learning content developer. He is also an author of six books on personal financial issues...

Financial Literacy Month – How to Set Financial Goals

Another focus of this year’s Financial Literacy Month is to help Canadians learn how to set financial goals. It’s just basically figuring out three important things - Where your money should go, What you want it to do, and What you are saving it for. It's a critical step to...
ww1 monument

Why Do We Celebrate Remembrance Day?

We celebrate Remembrance Day in Toronto to remember and pay respect to our heroes who have lost their lives in service to our country since World War I. In giving their lives to serve the country they made the ultimate sacrifice for the freedoms and rights that we enjoy...
toronto skyline at fall

Cheap and Free Things to Do in Toronto in November 2019

So many cheap and free things to do in Toronto in November 2019, it’s going to be a busy month. But, if you’re low in budget, and are out to save a few bucks for the gift-giving season, don’t worry about missing out. You can still have so much fun without breaking the bank!...
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Announcing Our New Podcast

 Our Podcast is available on Apple Podcasts, Spotify, Google Podcast, Stitcher, iHeart Radio, TuneIN + Alexa and may other podcast apps. Look for The Glass Is Half Full Interview Show...
interview about mortgage insuran

Interview About Mortgage Insurance, Mortgages and Bankruptcy

https://youtu.be/1HgYvbMAkps In part two of the video interview with David Grossman, a mortgage broker, he and Richard Killen, a Licensed Insolvency Trustee discuss mortgage insurance and how mortgages work with bankruptcy in Ontario. Ontario Mortgage Insurance Explained...



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    About Richard Killen & Associates


    Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


    Serving the GTA for 25 years