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DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  

Consumer Proposals

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Bankruptcy Solutions

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

Credit Counselling

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

How Do You Stop Collection Calls In Toronto?

How Do You Stop Collection Calls In Toronto?

Many Toronto residents often wonder “How do I stop collection calls?” The fear of a ringing phone is one sign that you’ve let your debt get out of control and now the collection agencies are after you. And they can become very aggressive. There are stories of agencies ...

Are You in Debt Denial?

Are You in Debt Denial?

Are we just fooling ourselves.? Sure you’re carrying a balance month to month on your credit card, have car payment and a substantial mortgage on your house. But this is normal, right? No, not necessarily. There’s a good chance you’re fooling yourself. ...

Alternatives to Bankruptcy

Alternatives to Bankruptcy

Richard Killen Licensed Insolvency Trustee explains that there are four options if you become insolvent. FacebookTwitterGoogle plusLinkedinXEmail

Instant relief

Instant relief

Richard Killen explains the kind of relief you will feel after just with one visit to Richard Killen & Associates. FacebookTwitterGoogle plusLinkedinXEmail

The Misconceptions Around Bankruptcy

The Misconceptions Around Bankruptcy

Richard Killen Licensed Insolvency Trustee explains that you will not lose all your assets. FacebookTwitterGoogle plusLinkedinXEmail

What is the Process?

What is the Process?

Richard Killen talks about what the process is for choosing the best option to resolve your insolvency problems and how individual circumstances will determine the consequences. FacebookTwitterGoogle plusLinkedinXEmail

Consumer Proposal Explained

Consumer Proposal Explained

Richard Killen Trustee in Bankruptcy explains how a consumer proposal works. FacebookTwitterGoogle plusLinkedinXEmail

Debt Consolidation Loans

Debt Consolidation Loans

Richard Killen explains how a debt consolidation would be a great first option to consider for debt relief from your creditors. FacebookTwitterGoogle plusLinkedinXEmail

Informal Arrangements

Informal Arrangements

Richard Killen explains the circumstances around the option of an informal arrangement with your creditors. FacebookTwitterGoogle plusLinkedinXEmail

Will my Spouse be Affected?

Will my Spouse be Affected?

Richard Killen explains how your spouse may be affected during a bankruptcy. FacebookTwitterGoogle plusLinkedinXEmail









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Contact us now for a fresh start!

“Serving Toronto & the GTA for over 25 years.”


What Our Clients Say

Mr. Killen and Miss Linda and everyone else hope you enjoyed  The Merriest of Christmases and wishes for you that 2018 is the best year EVER!

Thank you all for your assistance over the past couple of years.  You made my life and circumstances more bearable.

Happy Christmas to you and all of the stellar staff at Killen and Associates. It was the most stress-relieving call I’ve made and everyone was so very kind.

Wishing you all time spent in the company of those you love over the Christmas Season and a Healthy and Happy New Year!






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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


Contact us now for a fresh start!
1-888-545-5365


"Serving the GTA for 25 years."

Office Locations


"The Most Stress Relieving Call You’ll Ever Make!"