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File Your Return by April 30, Even If You Cannot Afford To Pay Taxes Owed

Hi I’m Richard Killen, if you're like me you're pretty fed up talking about covid and lockdowns so, I thought we'd talk about tax returns. https://youtu.be/-pxv5jrY6qk April 30th if you're weren't a self-employed person in 2020, is your deadline for filing your taxes. If you...
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Facebook Live Webinar: “Getting debt help: Where to go when you face financial difficulties”

CAIRP is hosting a Facebook webinar on Wednesday on how to get help with your debt. You may find this interesting. If you find yourself in debt, watch the webinar, then give us a call. We would welcome helping you to overcome any debt issues you may have. After watching...
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Ambitious Adulting: How to Reach Financial Security in Your 20s

https://youtu.be/azM_OjOt20s This video episode talks about how you can manage your finances, make worthwhile investments and reach financial security in your 20s. Intro: Welcome to The Glass Is Half Full Talk Show. Let's face it, life can be tough in many ways. Here on The...
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CAIRP Press Release

Fewer Canadians seeking debt relief during COVID crisis, those struggling urged to seek help from licensed professionals. According to a press release by the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) they suggest that many people who should...
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Raising Your Vibrational Frequencies and Changing Your Life with Dawn James

This video episode talks about how you can raise your vibrational frequencies and change your life. https://youtu.be/01WPdvZwDqA Here is the transcript of the video: Intro: Welcome to The Glass Is Half Full Talk Show. Let's face it, life can be tough in many ways. Here on...
self employment

How to Create a Budget with Irregular Income

Following a budget can be challenging enough when you have a steady job that pays you a regular basic income, but can you imagine how extremely difficult it can be to create a budget with irregular income? With a regular income, you can predict exactly how much money you'll...
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What We Can Do to Stay Safe and Healthy as COVID-19 Lockdown Eases

As Ontario and other provinces begin easing coronavirus lockdown restrictions, we’re adapting our lives to deal with the new changes the pandemic is having on our homes, schools, and work-places.  We have to accept life with the coronavirus, even though it will be pretty...
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How To Rewrite Reality and Destroy Your Limiting Beliefs

In this video Richard Killen talks with Shiraz about how to rewrite your reality. Shiraz believes in the premise that our beliefs create our realities and he helps people to destroy their limiting beliefs. He is the author of the book “How to Rewrite Reality” and hosts the...
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More Ways to Cut Spending During the COVID-19 Lockdown

As you go through this COVID-19 emergency, you’ve probably already trimmed your budget and cut spending to the bone in an effort to save money and stretch that much needed dollar. You’ve probably already done some of these: Deferred mortgage and credit card debt payments...
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Best and Worst Ways to Get Money Quickly in a COVID-19 Financial Crisis

The coronavirus pandemic has already cost over a million Canadians their jobs, leaving many  in a tight spot and wondering how to pay their bills. Many were caught unprepared for the swift financial blow. Nearly 40 per cent of Canadians under the age of 55 who have lost...



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    About Richard Killen & Associates


    Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


    Serving the GTA for 25 years