Wouldn’t it make life easier if you put debt consolidation loans in Toronto in place and make just one monthly payment instead of many? Wouldn’t that simplify things? Reduce your stress? Reduce the collection calls? At the Toronto office of Richard Killen & Associates we can help you make that happen.

The first step is to look at what you owe today and to whom…we’ll then work with you to determine if a debt consolidation loan is the answer.

When you consolidate your bank loans, personal loans, car loans, credit card balances and lines of credit or any combination of these, into one loan, you can actually end up with a lower overall interest rate than the combined interested rates on the loans you have right now. So a lower interest payment and a lower principal payment. You can even extend the term to repay the loan and set a monthly minimum payment that is manageable. You may also have the option of repaying more than the minimum payment at any time for those times when you have a little extra cash that you’d like to use to help pay down the loan.

The goal of a consolidation loan to is help you manage your cash flow so you have money on hand when you need it for daily living expenses, to reduce the debt you owe now, and to create a repayment plan that works for you.

It may feel like there is no solution and that debt just keeps piling up and you can’t get ahead. The stressful calls from collection agencies, the stress of knowing you can’t make your payments…but there are solutions.

Debt consolidation loans are just one the debt solutions we offer our clients before the situation develops into one where personal bankruptcy is the only option. Our licenced Licensed Insolvency Trustee can negotiate with lending institutions on your behalf to put a plan in place that works for you.

Why not stop in for a free consultation to discuss is this is an appropriate option for you? You may be pleasantly surprised at how we can help you solve your debt problems.

Our Toronto office at Danforth & Main is located at the Main Street subway stop on the East/West Danforth line. We share space with Elizabeth Webster, a solicitor whose firm has been providing legal services to the area since 1941.

Call us at 1-888-545-5365 or drop by our offices at 2600 Danforth Avenue, Toronto, Ontario M4C 1L3

For advice on debt consolidation loans in Toronto, a call to Richard Killen & Associates could be the most stress relieving call you’ll ever make.