Debt Relief in Oshawa and Whitby through Bankruptcy


A few residents of Whitby and Durham regard declaring personal bankruptcy as a way to attain debt relief in Ontario and Oshawa. Financial debt is often like a barreling train – the first minute you think you can control it, but the next minute you feel like you have lost control. None of us like to run into financial problems, but if you are running into trouble and need some guidance with your debt then there are a number of experts in Oshawa that could be of assistance.

Claiming Individual bankruptcy In Oshawa If both your debt and your monthly obligations are higher than your income, then it may be time to seek the guidance of a professional who can offer advice on what you should or should not do next. Most often people turn to a Licensed Insolvency Trustee as they are the only professionals who are able to legally submit a bankruptcy for you. They will also discuss with you the legal benefits and repercussions of personal bankruptcy.

There are many credit counselors and loan consolidation firms who can give you some information regarding your situation. Keep in mind that only a licensed Licensed Insolvency Trustee in bankruptcy can elaborate on all of your options which could include renegotiating with creditors, consumer proposals and personal bankruptcy.

Debt Relief Possibilities In Oshawa

Throughout these difficult economic periods, many of us have difficulties in one way or another. The strain of living under a mountain of personal debt can be very depressing. You have to work hard every day at your job to make a living only to face debt collectors once you reach your house. Everything from incessant phone calls to threatening mail, the pressure to pay out funds that you simply haven’t got can add to the strain. On bright side, you don’t really need to fight that problem alone.

Claiming individual bankruptcy is only one option, but there are others that can also bring debt relief. Before making your final decision, remember to see what the other options and solutions can offer. These possibilities are:

  • Debt Counseling
  • Renegotiating with Creditors
  • A Consolidation Loan
  • A Consumer Proposal

When it comes to reliable debt advice and assistance, people in Oshawa, Whitby and other Durham areas turn to Richard Killen & Associates. They already have numerous years of experience assisting Durham residents to recover from their economic instability.

Your call to one of our professional might be one of the most stress relieving phone calls you’ll ever make. Call us right now at 1-888-545-5365 to schedule your complimentary consultation. Our office is located at 146 Simcoe St. North and there is always ample parking.

Remember, a simple call to our office will likely be one of the most stress relieving phone calls you may make. Most people wished they had made the call sooner.

For additional information on debt relief in Oshawa and Durham, please contact our Oshawa office right away at 1-888-545-5365 to get the answers you’ve been looking for!

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    About Richard Killen & Associates

    Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.

    Serving the GTA for 25 years