In this video, Richard Killen, Licensed Insolvency Trustee providing debt counseling in Toronto, Scarborough, Ontario talks about New Years Resolutions about personal finance.

Though New Years’ Resolutions, by and large, tend to last no longer than it takes to make them, here’s what you never hear people talk about.

You are far more likely to make a resolution work if you make it than if you don’t make it. So, make the resolution.

Personal finance is all about control, and control is all about self­ discipline, and self-discipline is greatly helped by having a plan that is realistic and do-able.

Should you find yourself in debt and worrying about how you are going to make your next month’s payments, maybe it is time to have a conversation with Richard or one of the other Licenced Insolvency Trustees at Richard Killen & Associates.

There is zero cost for your first meeting and we will explain all of your options to you so you can make an educated decision. We have 10 locations across the Greater Toronto Area. Call us at (416) 285-9511 for debt counseling in Toronto or any bankruptcy service needs.