Proposal

A Consumer Proposal Can Get You Out Of Debt

Payback Only A Portion Of Your Debt  | Immediately Stop Collection Calls | Get a Fresh Start

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    A Consumer Proposal Will Give You A Fresh Start!

    For over 25 years, we have helped thousands of good people like yourself in Toronto and the GTA to get out of debt. Whether you have found yourself in debt due to credit cards, taxes, COVID, unemployment or unfortunate circumstances, we are here to help.

    Most people choose a consumer proposal for debt relief rather than declaring bankruptcy. A consumer proposal is a legal agreement with your creditors that will allow you to pay back only a portion of what you owe. Some people payback as little as 10% of their total debt owed.

    FREE INITIAL CONSULTATION – Get The Facts To Make An Informed Decision

    Its time to get rid of the cloud that is likely affecting your work, health and family life. Stop the collections calls and worrying about your finances. You deserve a fresh start.

    Your call is completely confidential.

    Call us at 1(888) 545-5365 or complete the form on this page to book a phone or Zoom appointment.

    WE HAVE HELPED THOUSANDS OF PEOPLE GET OUT OF DEBT

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    LET US HELP YOU GET THE DEBT RELIEF YOU DESERVE AND STOP THE WORRY

    It Will Be The Most Stress Relieving Call You’ll Ever Make!

    What our customers say about us…

    Dear Richard,
    I just wanted to send you this little note to thank you for making me feel human again. The “TLC” did not go un-noticed. It’s nice to know that there are still some professionals out there with a human side.

    Toronto Satisfied Customer,

    To the office of Richard Killen,
    Bankruptcy was an extremely difficult decision for me to make and accept but the one decision that made everything a lot less difficult was choosing Richard Killen & Associates, and being fortunate enough to have dealt with Michele. If I come across anyone who falls upon the misfortune I have, you will be highly recommended.

    GTA Client,

    Richard Killen & Associates has offices across the GTA.

    The Most Stress Relieving Call You’ll Ever Make!

    About Richard Killen & Associates


    Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


    Contact us now for a fresh start!
    1-888-545-5365


    "Serving the GTA for 25 years."