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keep your house with a consumer proposal

A consumer proposal and your home

The major difference between a consumer proposal and a bankruptcy in Toronto is what happens to people's assets, especially those who own their own home. Even when faced with the likelihood of having to do a bankruptcy or a consumer proposal, most people who own their own...
Bankruptcy trustee vs bankruptcy lawyer?

Licensed Insolvency Trustee vs bankruptcy lawyer?

In this video, Licensed Insolvency Trustee Richard Killen discusses the difference between a Licensed Insolvency Trustee and a bankruptcy lawyer...
Richard explains Declaring Bankruptcy in Oshawa

Declaring Bankruptcy in Oshawa

In this video, Licensed Insolvency Trustee Richard Killen explains how the bankruptcy process works...
Richard Explains The Bankruptcy Process

Richard Explains The Bankruptcy Process

Toronto Licensed Insolvency Trustee Richard Killen explains how the bankruptcy process works...
Why Richard Killen & Associates?

Why Richard Killen & Associates?

Toronto Licensed Insolvency Trustee Richard Killen explains why you should consider using his company to help you get out of debt...
Declaring bankruptcy in Toronto

Declaring bankruptcy in Toronto

Licensed Insolvency Trustee Richard Killen explains the process of declaring bankruptcy in Toronto...
CONSUMER PROPOSAL EXPLAINED

Consumer Proposal Explained

Toronto Licensed Insolvency Trustee Richard Killen explains what a consumer proposal is...
7 Year Itch

7 Year Itch

Richard Killen Licensed Insolvency Trustee explains the truth about not getting credit for 7 years after going bankrupt...
Debt Relief image

Being Human: Debt relief is just a phone call away

When people come to Richard Killen & Associates for bankruptcy or debt counselling in Toronto, we don’t sit in judgment. It wouldn’t be fair anyway, because most people are their own harshest critics. These people come to us at one of the worst times of their lives, when...
Debt File Turned Into Savings With Debt Help

5 Signs That You Have Too Much Debt And Need Debt Help

There are lots of different tells that you have that let debt levels get out of control and you should consider getting some debt help. Basically, if you are even asking yourself if this is the case, there’s a good chance you are in trouble and need some financial debt...



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    About Richard Killen & Associates


    Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


    Serving the GTA for 25 years