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4 Things About Financial Planning In Toronto That Are Untrue

People come up with a lot of reasons to avoid financial debt counselling in Toronto and not to plan for their financial future. They’re too young, too old, too broke and so on. But the truth is, financial planning, and the services of financial planner, can help you make a...
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Stop Collection Calls And Harassing Phone Calls In Toronto

Many Toronto residents often wonder “How do I stop collection calls and harassing phone calls?” The fear of a ringing phone is one sign that you’ve let your debt get out of control and now the collection agencies are after you. And they can become very aggressive. There are...
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Are You in Debt Denial?

Are we just fooling ourselves.? Sure you're carrying a balance month to month on your credit card, have car payment and a substantial mortgage on your house. But this is normal, right? No, not necessarily. There's a good chance you're fooling yourself. While carrying a...
alternatives to bankruptcy for y

Alternatives to Bankruptcy for Your Debt Problems

There are numerous alternatives to bankruptcy if you do not want to go through the process. People who have difficult debt problems may think of it first, but bankruptcy is not the only feasible option. Your debt relief solution depends on your situation and some...
Instant relief toronto

Instant relief

Richard Killen explains the kind of relief you will feel after just with one visit to Richard Killen & Associates...
The Misconceptions Around Bankruptcy

The Misconceptions Around Bankruptcy

Richard Killen Licensed Insolvency Trustee explains that you will not lose all your assets...
What is the Process?

What is the Process?

Richard Killen talks about what the process is for choosing the best option to resolve your insolvency problems and how individual circumstances will determine the consequences...
Consumer Proposal Explained

Consumer Proposal Explained

Richard Killen Trustee in Bankruptcy explains how a consumer proposal works...
Debt Consolidation Loans

Debt Consolidation Loans

Richard Killen explains how a debt consolidation loan would be a great first option to consider for debt relief from your creditors...
Informal Arrangements

Informal Arrangements

Richard Killen explains the circumstances around the option of an informal arrangement with your creditors...



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    About Richard Killen & Associates


    Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


    Serving the GTA for 25 years