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Five Reasons People Consider Declaring Bankruptcy
While many people believe that declaring bankruptcy in Toronto is always a sign of financial mismanagement, this is not always the case. Misfortune and disaster can also lay low on someone who had been keeping their head above the financial waters. So here are five common...
Debt Consultant- Canadian Debt Alert!
Many more Canadians are tying rocks around their waists and jumping into a sea of debt. If this sounds familiar, it may be time for some financial debt counselling in Toronto. According to a report recently released by Statistics Canada, “Changes in debt and assets of...
4 Things About Financial Planning In Toronto That Are Untrue
People come up with a lot of reasons to avoid financial debt counselling in Toronto and not to plan for their financial future. They’re too young, too old, too broke and so on. But the truth is, financial planning, and the services of financial planner, can help you make a...
Stop Collection Calls And Harassing Phone Calls In Toronto
Many Toronto residents often wonder “How can I stop collection calls?” or "How do I stop harassing calls from debt collectors?" The fear of a ringing phone is one sign that you’ve let your debt get out of control and now the collection agencies are after you. And they can...
Are You in Debt Denial?
Are we just fooling ourselves.? Sure you're carrying a balance month to month on your credit card, have car payment and a substantial mortgage on your house. But this is normal, right? No, not necessarily. There's a good chance you're fooling yourself. While carrying a...
Alternatives to Bankruptcy for Your Debt Problems
There are numerous alternatives to bankruptcy if you do not want to go through the process. People who have difficult debt problems may think of it first, but bankruptcy is not the only feasible option. Your debt relief solution depends on your situation and some...
Instant relief
Richard Killen explains the kind of relief you will feel after just with one visit to Richard Killen & Associates...
The Misconceptions Around Bankruptcy
Richard Killen Licensed Insolvency Trustee explains that you will not lose all your assets...
What is the Process?
Richard Killen talks about what the process is for choosing the best option to resolve your insolvency problems and how individual circumstances will determine the consequences...
Consumer Proposal Explained
Richard Killen Trustee in Bankruptcy explains how a consumer proposal works...
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Recent Blog Posts
- Why More Canadians Are Choosing Consumer Proposals for Debt Relief and Financial Recovery
- Consumer Proposal vs. Bankruptcy in Ontario: How Income and Assets Decide Your Best Route
- Are You Managing Debt or Just Surviving It? 10 Warning Signs It’s Time to Seek Debt Relief Solutions in the GTA
- Borrowing for Home Renovations in the GTA: Questions to Ask Before Taking on More Debt and How an LIT Can Help
- Back-to-School Expenses Are Adding Up: How to Prepare Without Going Into Debt Help Ontario