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Trustees Report
And most often, one of the reasons why I was a little late today, I had to go to my Mississauga office to meet with a person doing a proposal, consumer proposal, and I signed the report before I left, and the main argument is quite simple, the proposal is offering a net...
Richard Killen on Tunedin with Lucy Zilio
In this video, Lucy Zilio talks with Richard Killen on Richard Killen & Associated 25th Anniversary. Richard, a Licensed Insolvency Trustee (LIT) talks about more and more people with debt challenges choose a consumer proposal over bankruptcy in Toronto. Watch the video...
What Happens To My Debts If I Go Bankrupt
In this video, Richard Killen, a Licensed Insolvency Trustee in Bankruptcy in Toronto talks about, What Happens To My Debts If I Go Bankrupt. People sometimes ask me what is really happening with regards to my debts if I go bankrupt or if I do a consumer proposal? The...
What Are The Different Types Of Creditors
In this video, Richard Killen, a Licensed Insolvency Trustee in Bankruptcy Toronto talks about, What Are The Different Types Of Creditors. In a Trustees world, there are three types of creditors, there are secured creditors, unsecured creditors, and contingent...
Will I Lose My Personal Possessions If I Go Bankrupt
In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy in Toronto talks about, Will I Lose My Personal Possessions If I Go Bankrupt. There is a Provincial law that regulates what a person might lose, or can lose, actually let me turn it around...
What Happens To My Co-signor?
In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy in Toronto talks about, What Happens To My Co-signor?. When people do a bankruptcy or even a consumer proposal, if they have a co-signor on one of their debts, they are going to...
Do I Have To Pay a Minimum Portion?
In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy in Toronto talks about, Do I Have To Pay a Minimum Portion?. Some people are under the impression that they go bankrupt or for that matter they do a consumer proposal, they are required to pay a...
How Long Will My Bankruptcy Last in Ontario?
In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy Toronto talks about, How long a Bankruptcy lasts. There tends to be some general misunderstanding about how long a bankruptcy lasts. People hear things about this 7 years business, not being able to...
Getting A Mortgage After A Consumer Proposal
https://youtu.be/HJiSCRVuY9Q People often wonder about their chances of getting a mortgage after a consumer proposal in Ontario. In the video above, Richard Killen, a Licensed Insolvency Trustee in bankruptcy in Toronto talks about “Would Services of a Trustee Prevent Me...
Will My Boss Find Out About My Bankruptcy?
In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy in Ontario talks about if the boss can find out about the bankruptcy. The only time that a person’s employer is officially told, that they have gone bankrupt or that they have done a consumer...
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Recent Blog Posts
- Debt Settlement vs. Licensed Insolvency Trustees: Understanding the Costs and Risks
- What Happens If a Collection Agency Is Calling You in Ontario? What They Can & Cannot Do—and How to Stop the Calls
- Can I Keep My Car During a Consumer Proposal or Bankruptcy in Ontario? An LIT Explains
- Will a Consumer Proposal Hurt My Mortgage Renewal in Ontario?
- Why More Canadians Are Choosing Consumer Proposals for Debt Relief and Financial Recovery
















