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CAIRP Press Release

Fewer Canadians seeking debt relief during COVID crisis, those struggling urged to seek help from licensed professionals. According to a press release by the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) they suggest that many people who should...
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Raising Your Vibrational Frequencies and Changing Your Life with Dawn James

This video episode talks about how you can raise your vibrational frequencies and change your life. https://youtu.be/01WPdvZwDqA Here is the transcript of the video: Intro: Welcome to The Glass Is Half Full Talk Show. Let's face it, life can be tough in many ways. Here on...
self employment

How to Create a Budget with Irregular Income

Following a budget can be challenging enough when you have a steady job that pays you a regular basic income, but can you imagine how extremely difficult it can be to create a budget with irregular income? With a regular income, you can predict exactly how much money you'll...
coronavirus lockdown

What We Can Do to Stay Safe and Healthy as COVID-19 Lockdown Eases

As Ontario and other provinces begin easing coronavirus lockdown restrictions, we’re adapting our lives to deal with the new changes the pandemic is having on our homes, schools, and work-places.  We have to accept life with the coronavirus, even though it will be pretty...
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How To Rewrite Reality and Destroy Your Limiting Beliefs

In this video Richard Killen talks with Shiraz about how to rewrite your reality. Shiraz believes in the premise that our beliefs create our realities and he helps people to destroy their limiting beliefs. He is the author of the book “How to Rewrite Reality” and hosts the...
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More Ways to Cut Spending During the COVID-19 Lockdown

As you go through this COVID-19 emergency, you’ve probably already trimmed your budget and cut spending to the bone in an effort to save money and stretch that much needed dollar. You’ve probably already done some of these: Deferred mortgage and credit card debt payments...
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Best and Worst Ways to Get Money Quickly in a COVID-19 Financial Crisis

The coronavirus pandemic has already cost over a million Canadians their jobs, leaving many  in a tight spot and wondering how to pay their bills. Many were caught unprepared for the swift financial blow. Nearly 40 per cent of Canadians under the age of 55 who have lost...

How to Deal with Creditors during the Coronavirus Financial Crisis

If you are one of the hundreds of thousands of Canadians who only have CERB support payments to get you through this unprecedented time, and you have monthly debt payments to keep up with, the fundamental question is: How do you deal with creditors in this coronavirus crisis...
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Understanding the Financial Products You are Buying with John Shmuel

https://youtu.be/gwG1E2qmAT0 This video episode is about financial literacy. John Shmuel talks about understanding and comparing your options before making your financial decisions on insurance and mortgages. Richard Hi, I'm Richard Killen, welcome to The Glass Is Half Full...

How to Restructure Your Finances in a Covid-19 Crisis

The COVID-19 crisis continues and with the lockdown extended many businesses will continue to be closed and people will be out of work longer. While many Canadians are fortunate to still be working, the threat of suddenly getting laid off from work looms for many as the...



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    About Richard Killen & Associates


    Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


    Serving the GTA for 25 years