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7 Year Itch

7 Year Itch

Richard Killen Licensed Insolvency Trustee explains the truth about not getting credit for 7 years after going bankrupt. ...
Being Human: Debt relief is just a phone call away

Being Human: Debt relief is just a phone call away

When people come to Richard Killen & Associates for bankruptcy or debt counselling in Toronto, we don’t sit in judgment. It wouldn’t be fair anyway, because most people are their own harshest critics. These people come to us at one of the worst times of their lives, ...
5 Signs That You Have Too Much Debt And Need Debt Help

5 Signs That You Have Too Much Debt And Need Debt Help

There are lots of different tells that you have that let debt levels get out of control and you should consider getting some debt help. Basically, if you are even asking yourself if this is the case, there’s a good chance you are in trouble and need some financial debt ...
Five Reasons People Consider Declaring Bankruptcy

Five Reasons People Consider Declaring Bankruptcy

While many people believe that declaring bankruptcy in Toronto is always a sign of financial mismanagement, this is not always the case. Misfortune and disaster can also lay low someone who had been keeping their head above the financial waters. So here are five common ...
Debt Consultant- Canadian Debt Alert!

Debt Consultant- Canadian Debt Alert!

Many more Canadians are tying rocks around their waists and jumping into a sea of debt. If this sounds familiar, it may be time for some financial debt counselling in Toronto. According to a report recently released by Statistics Canada, “Changes in debt and assets of ...
4 Things About Financial Planning In Toronto That Are Untrue

4 Things About Financial Planning In Toronto That Are Untrue

People come up with a lot of reasons to avoid financial debt counselling in Toronto and not to plan for their financial future. They’re too young, too old, too broke and so on. But the truth is, financial planning, and the services of financial planner, can help you make a ...
Stop Collection Calls And Harassing Phone Calls In Toronto

Stop Collection Calls And Harassing Phone Calls In Toronto

Many Toronto residents often wonder “How do I stop collection calls and harassing phone calls?” The fear of a ringing phone is one sign that you’ve let your debt get out of control and now the collection agencies are after you. And they can become very aggressive. There ...
Are You in Debt Denial?

Are You in Debt Denial?

Are we just fooling ourselves.? Sure you’re carrying a balance month to month on your credit card, have car payment and a substantial mortgage on your house. But this is normal, right? No, not necessarily. There’s a good chance you’re fooling yourself. ...
Alternatives to Bankruptcy for Your Debt Problems

Alternatives to Bankruptcy for Your Debt Problems

There are numerous alternatives to bankruptcy if you do not want to go through the process. People who have difficult debt problems may think of it first, but bankruptcy is not the only feasible option. Your debt relief solution depends on your situation and some ...
Instant relief

Instant relief

Richard Killen explains the kind of relief you will feel after just with one visit to Richard Killen & Associates. ...



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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


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"Serving the GTA for 25 years."