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4 Real Ways to Make Money Online and Increase Your Budget
Building a lucrative side hustle that can let you make extra income can really be a lifesaver. For one, it can let you earn unlimited income. With a traditional job you have your regular income, now if you augment that with a side business that literally does not limit you...
Getting out of debt on your own
Tax season is here. Like many Canadians you may discover that you now have a tax debt to add to your regular commercial debts: credit cards, loans, etc. This can make it a very stressful time of year. Of course, if you are one of the lucky few who has minimal or no regular...
3 Popular Ways You Can Make Extra Money to Pay Off Debt
Having a traditional 9-5 job is great. It will give you regular pay, that means having a steady income you can rely on to meet all your basic needs. But what about if you have a heavy debt load and need to pay off those debts? Your regular pay won't be enough. You’ll need...
Understanding your credit rating
When it comes to managing debt, do credit rating reports help? There is a simple way to avoid taking on personal debt: never take out a loan without first knowing its purpose, the long-term goals and benefits it will achieve, and the plan to pay it back. Simply put, use...
How to Save Money When You Are Broke
Is it possible to save money when you are broke and a big chunk of your income goes towards paying monthly expenses and dealing with debt? Saving money even while you are getting out of debt and have a low income should not be as difficult as many people think. Of course...
How to Save Water at Home and Save Money on Bills This Summer
We're now just getting into the start of summer and hot, humid summer days are coming. With the rising temperatures comes an increase in water use for most Canadian households, which in turn means a spike in your monthly water bill. So we thought we’d take this time to share...
Free and Cheap Things to Do in Toronto this Spring & Summer 2019
The summer season is upon Canada and everyone’s excited for warm weather. Time to plan out some things to do in Toronto to enjoy the amazingly warm temperature of the Summer months. Summer is one of the best times of the year in Toronto. Lots of delightful events and...
Consumer Proposals In Mississauga- What You Need To Know
In this video, Sean Killen, President of Richard Killen & Associates Ltd., answers frequently-asked questions on consumer proposals and bankruptcies in Mississauga. Do you see more consumer proposals or bankruptcies in Mississauga? Over the history of our office in...
Consumer Proposal In Ontario: An Alternative To Bankruptcy
Most people don’t want to declare bankruptcy in Ontario. Therefore, when they would go to a licensed insolvency trustee, they would be looking for an alternative to bankruptcy. The alternative that a trustee in bankruptcy would provide is called a consumer proposal in...
Alternatives To Bankruptcy In The Greater Toronto Area
In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy with offices in Durham, and the Greater Toronto area talks about alternatives to bankruptcy for an insolvent person. People come to see us and the very first thing that comes out of their mouth is “I...
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Recent Blog Posts
- Why More Canadians Are Choosing Consumer Proposals for Debt Relief and Financial Recovery
- Consumer Proposal vs. Bankruptcy in Ontario: How Income and Assets Decide Your Best Route
- Are You Managing Debt or Just Surviving It? 10 Warning Signs It’s Time to Seek Debt Relief Solutions in the GTA
- Borrowing for Home Renovations in the GTA: Questions to Ask Before Taking on More Debt and How an LIT Can Help
- Back-to-School Expenses Are Adding Up: How to Prepare Without Going Into Debt Help Ontario