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Debt Counselors Toronto and Consumer Credit

Debt Counselors Toronto and Consumer Credit

Many, many times in the years that I have been a Licensed Insolvency Trustee in Toronto I have met people who had very little understanding of how credit works, especially consumer credit. In fact, when I started my trustee business one of the first persons who came to ...
Bankruptcy Counselors Toronto vs Licensed Insolvency Trustee

Bankruptcy Counselors Toronto vs Licensed Insolvency Trustee

It almost sounds funny, doesn’t it? Bankruptcy Counselors Toronto – somebody who counsels people, presumably in Toronto, on how to go bankrupt? Perhaps the term is misleading? I think so. Real Bankruptcy Counselors, in Toronto or elsewhere, don’t counsel people to go ...
Insolvency Solutions and Information on the Internet

Insolvency Solutions and Information on the Internet

You are probably reading this on our website. Everybody nowadays seems to use the internet to look things up and research matters of interest to them. Insolvency solutions (bankruptcies and consumer proposals) are not an exception. There are a thousand different things ...
How Does A Consumer Proposal in Toronto Work?

How Does A Consumer Proposal in Toronto Work?

You hear a lot about consumer proposals in Toronto nowadays. Since, in my experience, practically nobody wants to do a bankruptcy it’s no wonder that consumer proposals have become the most talked about part of the personal insolvency business. In fact almost half ...
Consumer Proposal Vs Bankruptcy – What Is the Difference?

Consumer Proposal Vs Bankruptcy – What Is the Difference?

What is the difference between a Consumer Proposal and Bankruptcy is a common question we hear all the time so today let’s do a comparison of consumer proposal vs bankruptcy? I’ve been in the insolvency business discussing bankruptcy in Toronto for over 30 years and ...
A New Name – Licensed Insolvency Trustee

A New Name – Licensed Insolvency Trustee

The bankruptcy and proposal business is going to have a new player – at least it will appear that way. Since 1920 Trustees have had the title “Trustee in Bankruptcy”. Effective April 1st, 2016, Trustees are going to have a new name. We will be called “Licensed ...
Bankruptcy vs Proposal

Bankruptcy vs Proposal

On October 21st Richard Killen spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy vs. Consumer Proposals. ...
Administrator’s Report

Administrator’s Report

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals. ...
Why A Trustee Is Like A Bus Driver?

Why A Trustee Is Like A Bus Driver?

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals. ...
Walking In The Door

Walking In The Door

On October 21st Richard spoke at a seminar given to employees of credit unions throughout Ontario. Titled Bankruptcy/Consumer Proposals. ...



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About Richard Killen & Associates


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


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