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Free and Cheap Things to Do in Toronto this Spring & Summer 2019
The summer season is upon Canada and everyone’s excited for warm weather. Time to plan out some things to do in Toronto to enjoy the amazingly warm temperature of the Summer months. Summer is one of the best times of the year in Toronto. Lots of delightful events and...
Consumer Proposals In Mississauga- What You Need To Know
In this video, Sean Killen, President of Richard Killen & Associates Ltd., answers frequently-asked questions on consumer proposals and bankruptcies in Mississauga. Do you see more consumer proposals or bankruptcies in Mississauga? Over the history of our office in...
Consumer Proposal In Ontario: An Alternative To Bankruptcy
Most people don’t want to declare bankruptcy in Ontario. Therefore, when they would go to a licensed insolvency trustee, they would be looking for an alternative to bankruptcy. The alternative that a trustee in bankruptcy would provide is called a consumer proposal in...
Alternatives To Bankruptcy In The Greater Toronto Area
In this video, Richard Killen, a Licensed Insolvency Trustee in bankruptcy with offices in Durham, and the Greater Toronto area talks about alternatives to bankruptcy for an insolvent person. People come to see us and the very first thing that comes out of their mouth is “I...
8 Cheap and Free Things to Do in Toronto in the Winter
Toronto is an exciting place during the winter and with these 8 cheap and free things to do you’ll definitely be in the mood to go out and enjoy all the not-to-be-missed experiences. If you’re tightening your budget after all the holiday spending, don’t worry. There are...
Indoor & Outdoor Activities To Do In Toronto With Kids for Free
You’re short on cash, its winter and are wondering what indoor or outdoor activities you can do with the kids for free or nearly free in Toronto. We love having our kids home for winter break. School is out, and they are at home most days with a lot of free time. Some...
Things You Can Do in Toronto for Free or for Cheap While Paying Off Debt
There are many things you can do in Toronto for free or almost free. If you’re climbing out of a difficult debt situation – making lifestyle sacrifices is necessary. You need to tighten your budget and settle into a new lifestyle with a monthly budget that’s been drastically...
2 Things You Can Do To Take Control of Debt
If you are struggling with debt, you are certainly not alone. Most Canadians, if not all, have debt. Some of us have just a little bit of debt and that’s completely normal, and we must know how to take measures to keep it at a manageable level and avoid becoming trapped in a...
Good and not-so-good debt: What’s the difference?
If you use credit with good judgment and with a solid plan to pay it off, you stand a good chance of profiting from the funds you borrowed. It’s important to remember that when it comes to taking on debt, you should approach the decision carefully and only take on debts that...
Understanding our cashflow is the key to managing our debt
The new year is around the corner, so have you given any thought to the potential financial hangover you may wake up to in early January? Perhaps you spent too much, even though you created a holiday budget. If you think you might have spent more than you planned, here are...
