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As an essential service, we are open to assist everyone during all phases of COVID-19 closures.

Debt Stress never takes a break, and we are always here to assist you with your debt problems.

Our staff take all the necessary precautions to prevent the spread of COVID-19. Our trustees are available for a consultation via phone, video call or where possible in person consultation. Visit here to book an initial consultation or call us at 1-888-545-5365.

If you have an active bankruptcy or proposal with us, we have you covered. See the details here.

Stay safe.
Richard Killen, LIT, CIRP

Richard Killen & Associates

Enjoying Every Minute Together.

DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  

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Consumer Proposals

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Bankruptcy Solutions

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

Credit Counselling

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

Will Bankruptcy Affect My Income

Will Bankruptcy Affect My Income

Richard Killen explains how your income may change when declaring bankruptcy in Toronto...
Welcome Message From Richard

Welcome Message From Richard

A welcome message from Richard Killen Trustee in bankrupcty and licensed consumer proposal administrator...
How a Co-Signer is Affected-1

How a Co-Signer is Affected

Richard Killen explains hos a cosigner will be affected during a bankruptcy or proposal...
Can I Still Operate a Business

Can I Still Operate a Business

Richard Killen explains the truth behind your limitations or restrictions during a bankruptcy or consumer proposal...
How Your Credit Rating is Affected

How Your Credit Rating is Affected

Richard Killen talks about how your credit will be affected should you declare bankruptcy in Toronto...
Bankruptcy Explained

Bankruptcy Explained

Richard Killen Licensed Insolvency Trustee and licensed consumer proposal administrator, talks about the fourth and final option available to you, declaring bankruptcy for resolving your financial troubles...
Do I Need to Meet My Creditors

Do I Need to Meet My Creditors?

The last people you want to meet when going through a bankruptcy in Ontario is your creditors, right? You know, the people who have been sending you notices, phoning you non-stop, garnisheeing your wages and generally making your life difficult. What are the chances you will...
What Happens to Your Assets During a Bankruptcy Explanation

What Happens to Your Assets During a Bankruptcy

Richard Killen explains that you may still be able to keep your house and car during a bankruptcy...
debt_danger_signal

10 Debt Danger Signals

After the expense of the holidays, many of us wonder how much debt is too much. Yes, Canadians are used to carrying record debt loads, but there comes a point where the burden may become too heavy.  Here are 10 danger signs that could reveal your spending is out of control:...
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Divorce and Bankruptcy

Divorce in Canada can be complicated when it comes to debt. Divorce can cause bankruptcy and bankruptcy can cause divorce. Study after study show that financial problems can lead to marital breakdown. Filing for bankruptcy as you go through a divorce, or after, can make both...



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“Serving Toronto & the GTA for over 25 years.”



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    About Richard Killen & Associates


    Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


    Serving the GTA for 25 years

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