Home

As an essential service, we are open to assist everyone during all phases of COVID-19 closures.

Debt Stress never takes a break, and we are always here to assist you with your debt problems.

Our staff take all the necessary precautions to prevent the spread of COVID-19. Our trustees are available for a consultation via phone, video call or where possible in person consultation. Visit here to book an initial consultation or call us at 1-888-545-5365.

If you have an active bankruptcy or proposal with us, we have you covered. See the details here.

Stay safe.
Richard Killen, LIT, CIRP

Richard Killen & Associates

Enjoying Every Minute Together.

DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are here to help you get back on track financially. Put an end to sleepless nights and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99% percent success rate.  

Read More

Consumer Proposals

A consumer proposal is a popular alternative to bankruptcy – partial repayment plan based on your means to provide debt relief.

Bankruptcy Solutions

Sometimes no matter how hard you try to meet your financial obligations, declaring bankruptcy is the only responsible solution.

Credit Counselling

This service provides better resources to manage finances & debt going forward. Reducing stress and keeping you financially fit.

We have assisted thousands of people like you to become debt free.

CALL ANY OF OUR OFFICES IN THE GTA FOR A FREE CONSULTATION WITH A TRUSTEE 1-888-545-5365

Recent Activity

Senior Couple Looking at Bills Considering Declaring Bankruptcy

Five Reasons People Consider Declaring Bankruptcy

While many people believe that declaring bankruptcy in Toronto is always a sign of financial mismanagement, this is not always the case. Misfortune and disaster can also lay low on someone who had been keeping their head above the financial waters. So here are five common...
Hand Drowning in water representing debt.

Debt Consultant- Canadian Debt Alert!

Many more Canadians are tying rocks around their waists and jumping into a sea of debt. If this sounds familiar, it may be time for some financial debt counselling in Toronto. According to a report recently released by Statistics Canada, “Changes in debt and assets of...
dreamstime_13994481

4 Things About Financial Planning In Toronto That Are Untrue

People come up with a lot of reasons to avoid financial debt counselling in Toronto and not to plan for their financial future. They’re too young, too old, too broke and so on. But the truth is, financial planning, and the services of financial planner, can help you make a...
Bad News Concept.

Stop Collection Calls And Harassing Phone Calls In Toronto

Many Toronto residents often wonder “How can I stop collection calls?” or "How do I stop harassing calls from debt collectors?" The fear of a ringing phone is one sign that you’ve let your debt get out of control and now the collection agencies are after you. And they can...
Paisley Abbey gargoyle 4

Are You in Debt Denial?

Are we just fooling ourselves.? Sure you're carrying a balance month to month on your credit card, have car payment and a substantial mortgage on your house. But this is normal, right? No, not necessarily. There's a good chance you're fooling yourself. While carrying a...
alternatives to bankruptcy for y

Alternatives to Bankruptcy for Your Debt Problems

There are numerous alternatives to bankruptcy if you do not want to go through the process. People who have difficult debt problems may think of it first, but bankruptcy is not the only feasible option. Your debt relief solution depends on your situation and some...
Instant relief toronto

Instant relief

Richard Killen explains the kind of relief you will feel after just with one visit to Richard Killen & Associates...
The Misconceptions Around Bankruptcy

The Misconceptions Around Bankruptcy

Richard Killen Licensed Insolvency Trustee explains that you will not lose all your assets...
What is the Process?

What is the Process?

Richard Killen talks about what the process is for choosing the best option to resolve your insolvency problems and how individual circumstances will determine the consequences...
Consumer Proposal Explained

Consumer Proposal Explained

Richard Killen Trustee in Bankruptcy explains how a consumer proposal works...



Contact Richard Killen
FREE No Commitment Consultation

Contact us now for a fresh start!

“Serving Toronto & the GTA for over 25 years.”



    ebook

    ebook

    cup half full book

    question and answer


    Recent Blog Posts

    About Richard Killen & Associates


    Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have helped thousands of people resolve their financial problems. With 25 years experience in this industry, our president, Richard Killen, and the rest of our team understand the difficulties that honest people can sometimes find themselves in. This expertise makes it possible to provide you with a service that effectively deals with the issues.


    Serving the GTA for 25 years

    Office Locations